4053 N Course Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 4053 N Course Dr, Charlotte, NC 28277

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,088 sqft · built 1991
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jun 2026)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225-212-27`

Property Details

APN / Parcel Number

Primary APN	`225-212-27`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,088 sqft Living Area
1st Floor Area	544 sqft
Upper Floors Area	544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	871 sqft (0.02 acres)
Porch	Finished/Open Porch
Porch Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4053 N COURSE DR
City	CHARLOTTE
State	NC
Zip	28277-7611
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-15PUD
Legal Description	L602 M24-523
Legal Subdivision	GOLFVIEW/RAINTREE
Legal Block	2
Legal Lot Number	602
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	5815

Owner

4053 N Course Dr, a townhouse, is owned and occupied by an individual who bought it in June 2026.

Source: Mecklenburg County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4053 N COURSE DR, CHARLOTTE, NC 28277-7611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer HARBOR CITY TITLE, HARBOR CITY TITLE INSURANCE AG
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Jul 12, 2018 · Amount on File
Deed Document Number	202666045
Deed Book / Page	40516 / 529
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 22, 2026
Property Address	4053 N COURSE DR, CHARLOTTE, NC 28277-7611
Document Number	0000066045
Book / Page	40516 / 529
Instrument Date	Jun 22, 2026
Instrument	202666045
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	HARBOR CITY TITLE, HARBOR CITY TITLE INSURANCE AG

Transaction

Amount	Amount on Record
Tax	$69,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 N COURSE DR, CHARLOTTE, NC 28277-7611

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4053 N COURSE DR, CHARLOTTE, NC 28277-7611
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010195
Date	Jan 20, 2022
Book Page	36983/61
Instrument	2022010195

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4053 N COURSE DR, CHARLOTTE, NC 28277-7611
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010196
Date	Jan 20, 2022
Book Page	36983/79
Instrument	2022010196

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHARLOTTE, NC 28211

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 12, 2018
Property Address	4053 N COURSE DR, CHARLOTTE, NC 28277-7611
Document Number	0000087235
Book / Page	032825 / 000210
Instrument Date	Jul 12, 2018
Instrument	87235
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$322.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 N COURSE DR CHARLOTTE NC 282777611, CHARLOTTE, NC 28277-7611

Tax Assessment & Valuation

The 2025 property tax bill for 4053 N Course Dr was $2,266, up 2.1% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (+2.12%)	$272,800 Land $70,000 Building $202,800	$272,800 Land $70,000 Building $202,800
2024	$2,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4053 N Course Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4053 N Course Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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