40523 Coyote Dr E, Roy, WA 98580 Property Records

Pierce County property record for 40523 Coyote Dr E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,752 sqft · built 2006
Lot Size	14.9 acres (650,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,669 (Nov 2014)
Tax Bill	$4,706 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031610-3-010`

Property Details

APN / Parcel Number

Primary APN	`031610-3-010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,752 sqft Living Area
Gross Area	3,642 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	650,351 sqft (14.9 acres)
Terrain	Below Road/Slope
View / Lot	Creek/River
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	266 sqft
Deck Area	532 sqft
Patio Area	798 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	40523 COYOTE DR E
City	ROY
State	WA
Zip	98580-9278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 10 TOWNSHIP 16 RANGE 03 QUARTER 31 : PARCEL FOR TAX PURPOSES ONLY NOT TO BE SOLD OR SUBD WITHOUT 2-001 THAT POR OF L 7 ROS 2002-07-24-5005 LY WITHIN A/C 155 TOG/W EASE & RESTRICTIONS OF RECORD DESIGNATED FOREST LAND RCW 84.33 1972 13.93 AC/1
Legal Range	03
Legal Township	16
Legal Section	10
Legal Subdivision	TANWAX CRK SO
Legal Lot Number	7
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	3
Census Block	3041
Census Tract	73006

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40523 COYOTE DR E, ROY, WA 98580-9278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Aug 30, 2019	Deed of Trust, Mortgage · VA Mortgage BANNER BANK
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2014 · Amount on Record
Deed Sale	Nov 3, 2014 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Document Number	2014583
Prior Transfer Date	Jul 24, 2008
Prior Transfer Doc	0000000247
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40523 COYOTE DR E, ROY, WA 98580-9278
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008030509
Date	Aug 3, 2018
Instrument	201808030509

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40523 COYOTE DR E, ROY, WA 98580-9278
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008300741
Date	Aug 30, 2019
Instrument	201908300741

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40523 COYOTE DR E, ROY, WA 98580-9278
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008140203
Date	Aug 14, 2020
Instrument	202008140203

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Yelm Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,706.00 (+0.51%)	$657,300 (+6.24%) Land $268,500 Building $388,800	$657,300 (+6.24%) Land $268,500 Building $388,800
2025	$4,682.00 (-18.22%)
2024	$5,725.00 (+9.74%)	$618,700 (+0.11%) Land $254,000 Building $364,700	$618,700 (+0.11%) Land $254,000 Building $364,700
2023	$5,217.00	$618,000 Land $224,900 Building $393,100	$618,000 Land $224,900 Building $393,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lightcurve DSL	10 / 1

Cell Coverage

No cell data coverage reported

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