40520 E 1st Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40520 E 1st Ave, Umatilla, FL 32784 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,302 sqft Living Area
Lot Size8,625 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$245,500 (2022)
Tax Bill$3,772.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-18-27-0100-072-02800
Alternative APNs
  • 271808010007202800
  • 1228735

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,302 sqft Living Area
Gross Area1,728 sqft Gross Area
1st Floor1,302 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2024
Exterior MaterialBrick Exterior
Roof MaterialAsphalt Roof
Lot Area8,625 sqft (0.198 acres)
Depth X Width115 ft x 75 ft Depth x Width
Garage TypeAttached Garage
Garage Area426 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1228735
Street Address40520 E 1ST AVE
CityUMATILLA
StateFL
Zip32784-7578
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST UMATILLA LOTS 28 29 30 BLK 72 PB 6 PGS 87-95 ORB 5891 PG 337
Legal Range27E
Legal Township18S
Legal Section8
Legal SubdivisionEAST UMATILLA
Legal Tract0100
Legal Block72
Legal Lot Number28
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup2
Census Block2003
Census Tract30109

Owner

Source: Lake County records · APN 08-18-27-0100-072-02800

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40520 E 1ST AVE, UMATILLA, FL 32784-7578
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Feb 04, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
Mar 30, 2020Warranty Deed, Transfer
APPLE TITLE LIMITED, APPLE TITLE LTD
Nov 05, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Aug 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2022 · Amount on Record
Deed SaleFeb 04, 2022 · Amount on Record
Prior SaleMar 30, 2020 · Amount on Record
Deed Doc Number202216870
Deed Book / Page5891 / 337
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40520 E 1ST AVE, UMATILLA, FL 32784-7578
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address40520 E 1ST AVE, UMATILLA, FL 32784-7578

Mortgage

Document Number0061520030
DateJun 01, 2023
Book Page6152/30
Instrument2023064874
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateFeb 04, 2022
Property Address40520 E 1ST AVE, UMATILLA, FL 32784-7578
Document Number0058910337
Book / Page5891 / 337
Map ReferenceMB 6 PG 87
Instrument DateJan 28, 2022
Instrument2022016870
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyHOMELAND TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address540 W JUNIATA ST, CLERMONT, FL 34711-2237

Transferred To (Grantee/Buyer)

NameVerified Name
Address40520 E 1ST AVE, UMATILLA, FL 32784-7578

Mortgage

Document Number0005891338
DateFeb 04, 2022
Instrument5891/338
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 30, 2020
Property Address40520 E 1ST AVE, UMATILLA, FL 32784-7578
Document Number0054462154
Book / Page005446 / 002154
Instrument DateMar 25, 2020
Instrument37577
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyAPPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address540 W JUNIATA ST CLERMONT FL 347112237, CLERMONT, FL 34711-2237

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 05, 2019
Property Address40520 E 1ST AVE, UMATILLA, FL 32784-7578
Document Number0053690879
Book / Page005369 / 000879
Instrument DateOct 29, 2019
Instrument125490
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$56.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 182 SORRENTO FL 327760182, SORRENTO, FL 32776-0182

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 16, 2018
Property Address40520 E 1ST AVE, UMATILLA, FL 32784-7578
Document Number0051550992
Book / Page005155 / 000992
Instrument DateAug 10, 2018
Instrument95498
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$98.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address40350 W 2ND AVE UMATILLA FL 327847958, UMATILLA, FL 32784-7958

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$38,813 (-82.54%) Land $38,813$38,813 (-82.54%) Land $38,813
2025$3,772.00 (+0.51%)$222,289 (+3.38%) Land $38,813 Building $183,476$222,289 (+3.38%) Land $38,813 Building $183,476
2024$3,753.00 (+8.56%)
2023$3,457.00 (+11.37%)$215,027 (+7.34%)$215,027 (+7.34%) Land $38,813 Building $176,214
2022$3,104.00$200,327$200,327 Land $25,875 Building $174,452

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 588 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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