Placer County property record for 4051 Prospector Rd, Loomis, CA 95650
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,428 sqft · built 1965 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Jan 2020) |
| Tax Bill | $9,455 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-085-009-000 |
| Primary APN | 036-085-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,428 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 143,748 sqft |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Old Parcel Number | 036-085-009 |
|---|---|
| Street Address | 4051 PROSPECTOR RD |
| City | LOOMIS |
| State | CA |
| Zip | 95650-8525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RABX |
| Legal Description | 3.3 AC SEC 18 11 8 |
| Legal Range | 8E |
| Legal Township | 11N |
| Legal Section | 18 |
| Legal Subdivision | MINERS CREEK |
| Legal Lot Number | 12 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 20601 |
Source: Placer County records · APN 036-085-009-000
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4051 PROSPECTOR RD, LOOMIS, CA 95650-8525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU |
| Jan 08, 2020 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2020 · Amount on Record |
| Deed Sale | Jan 08, 2020 · Amount on Record |
| Prior Sale | Sep 29, 2011 · Amount on Record |
| Deed Document Number | 20201544 |
| Prior Transfer Date | Dec 08, 2014 |
| Prior Transfer Doc | 0000088152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 4051 PROSPECTOR RD, LOOMIS, CA 95650-8525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 4051 PROSPECTOR RD, LOOMIS, CA 95650-8525 |
| Document Number | 0000017971 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022-0017971 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jan 08, 2020 |
| Property Address | 4051 PROSPECTOR RD, LOOMIS, CA 95650-8525 |
| Document Number | 0000001544 |
| Map Reference | MB A PG 29 |
| Instrument Date | Jan 03, 2020 |
| Instrument | 2020-0001544 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4051 PROSPECTOR RD, LOOMIS, CA 95650-8525 |
| Document Number | 0000001545 |
|---|---|
| Date | Jan 08, 2020 |
| Instrument | 2020-0001545 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2035 |
Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Loomis Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $986,031 (+7.33%) Land $446,205 Building $539,826 | |
| 2025 | $9,455.00 (+0.99%) Homeowner's exemption | $918,658 (+4.04%) Land $437,456 Building $481,202 |
| 2023 | $9,362.00 (-0.04%) Homeowner's exemption | $882,987 Land $420,470 Building $462,517 |
| 2022 | $9,366.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1986–2026) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Apr 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Zeta Broadband.
Based on FCC filings for 71 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PLACER CWA - FOOTHILL serves 93,417 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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