4051 Plum St, Conover, NC 28613 Property Records

Catawba County property record for 4051 Plum St, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1996
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2026)
Tax Bill	$743 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3733-15-63-4203`

Property Details

APN / Parcel Number

Primary APN	`3733-15-63-4203`
Alternative APN	`0800506`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	150 ft deep x 112 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	32 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4051 PLUM ST
City	CONOVER
State	NC
Zip	28613-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 14 PLAT 38-58
Legal Subdivision	CARLIN ACRES PHASE TWO
Legal Lot Number	14
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1000
Census Tract	10204

Owner

4051 Plum St is owned and occupied by an individual who bought it in April 2026.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4051 PLUM ST, CONOVER, NC 28613-8030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 28, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Sep 1, 1996 · Amount on File
Deed Document Number	20266837
Deed Book / Page	4012 / 27
Prior Transfer Date	May 24, 2005
Prior Transfer Doc	0026651073
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Apr 10, 2026
Property Address	4051 PLUM ST, CONOVER, NC 28613-8030
Document Number	0000006837
Book / Page	4012 / 27
Instrument Date	Apr 8, 2026
Instrument	20266837
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 PLUM ST, CONOVER, NC 28613-8030

Mortgage

Document Number	0000006838,
Date	Apr 10, 2026
Book Page	4012/30
Instrument	20266838

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0040120043,
Date	Apr 10, 2026
Book Page	4012/43
Instrument	20266839

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY

Agreement

Amount	Amount on Record

Interest

Rate	5.98%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4051 PLUM ST, CONOVER, NC 28613-8030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035231350
Date	Aug 28, 2019
Book Page	03523/1350
Instrument	14839

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	299 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

The 2025 property tax bill for 4051 Plum St was $743, down 16.7% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Newton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,500 (-) Land $13,200 Building $173,300
2025	$743.00 (-16.7%)	$186,500 Land $13,200 Building $173,300
2024	$892.00
2023	$892.00	$110,300 Land $13,300 Building $97,000	$186,500 Land $13,200 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4051 Plum St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4051 Plum St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONOVER serves 15,347 people · EPA ID NC0118020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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