4051 E Oakland St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4051 E Oakland St, Gilbert, AZ 85295 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,418 sqft · built 2009
Lot Size	0.067 acres (2,904 sqft)
Owner	Individual Name on File
Last Sale	$417,000 (Sep 2023)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-43-592`

Property Details

APN / Parcel Number

Primary APN	`304-43-592`
Alternative APN	`304435921`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,418 sqft Living Area
1st Floor Area	661 sqft
2nd Floor Area	757 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	2,904 sqft (0.067 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4051 E OAKLAND ST
City	GILBERT
State	AZ
Zip	85295-6116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWS MCR 743-25
Legal Range	6E
Legal Township	1S
Legal Section	25
Legal Subdivision	WILLOWS
Legal Lot Number	269
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1017
Census Tract	815201

Owner

Source: Maricopa County records · APN 304-43-592

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4051 E OAKLAND ST, GILBERT, AZ 85295-6116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
Sep 01, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2023 · Amount on Record
Deed Sale	Sep 01, 2023 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	2023461603
Prior Transfer Date	Nov 18, 2009
Prior Transfer Doc	0001087051
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 24, 2026
Property Address	4051 E OAKLAND ST, GILBERT, AZ 85295-6116
Document Number	0000378210
Instrument Date	Jun 18, 2026
Instrument	2026378210
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 E OAKLAND ST, GILBERT, AZ 85295-6116

Mortgage

Document Number	0000378210,
Date	Jun 24, 2026
Instrument	2026378210

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 01, 2023
Property Address	4051 E OAKLAND ST, GILBERT, AZ 85295-6116
Document Number	0000461603
Map Reference	MB 743 PG 25
Instrument Date	Aug 23, 2023
Instrument	20230461603
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	832 NISQUALLY DR, SUNNYVALE, CA 94087-4215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 E OAKLAND ST, GILBERT, AZ 85295-6116

Mortgage

Document Number	0000461604
Date	Sep 01, 2023
Instrument	20230461604

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 28, 2021
Property Address	4051 E OAKLAND ST, GILBERT, AZ 85295-6116
Document Number	0000600364
Map Reference	MB 743 PG 25
Instrument Date	May 21, 2021
Instrument	20210600364
Transaction Type	Transfer
Record Updated	Jun 09, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2214 24TH AVE S, 2214, FARGO, ND 58103-5120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	832 NISQUALLY DR, SUNNYVALE, CA 94087-4215

Mortgage

Document Number	0000600365
Date	May 28, 2021
Instrument	20210600365

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,000 (+82.39%)	$350,000 (+3.86%) Land $70,000 Building $280,000
2025	$1,344.00 (-26.6%)	$19,190 (-44.31%)	$337,000 (-2.21%) Land $67,400 Building $269,600
2024		$34,460 (+13.69%)	$344,600 (+13.69%) Land $68,900 Building $275,700
2023	$1,831.00 (+4.09%)	$30,310 Land $6,060 Building $24,250	$303,100 Land $60,600 Building $242,500
2022	$1,759.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 961 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, Lumen Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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