4051 E Main St, Ventura, CA 93003 Property Records

Ventura County property record for 4051 E Main St, Ventura, CA 93003

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	16,400 sqft · built 1978
Lot Size	1.12 acres (49,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,400,000 (Jul 2021)
Tax Bill	$40,079 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`079-0-280-215`

Property Details

APN / Parcel Number

Primary APN	`079-0-280-215`
Alternative APN	`0790280110`

Interior

Total Rooms	2 Rooms
Building Area	16,400 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Flat
Lot Area	49,222 sqft

Location & Zoning

Old Parcel Number	0790280110
Street Address	4051 E MAIN ST
City	VENTURA
State	CA
Zip	93003-8280
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Description	LOT: A REF: 025PM 013
Legal Block	280
Legal Lot Number	A
Jurisdiction	VENTURA CA
Township / Civil Division	VENTURA
Census Block Group	1
Census Block	1000
Census Tract	2800

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5335 WAVECREST WAY, OXNARD, CA 93035-1846
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage CALIFORNIA STATEWIDE CERTIFIED DEVELOPME
Aug 3, 2021	Deed of Trust, Mortgage · SBA Mortgage AMERICAN RIVER BANK
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN RIVER BANK
Jul 23, 2021	Grant Deed, Transfer · Stand-Alone First Mortgage AMERICAN RIVIERA BANK
Oct 23, 2018	Deed of Trust, Mortgage MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jul 31, 1998 · Amount on Record
Deed Document Number	2021139020
Prior Transfer Date	Oct 22, 1999
Prior Transfer Doc	0000003494
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4051 E MAIN ST, VENTURA, CA 93003-8280
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 E MAIN ST, VENTURA, CA 93003-8280

Mortgage

Document Number	0000139032
Date	Jul 23, 2021
Instrument	20210723-00139032

Lender

Name	CALIFORNIA STATEWIDE CERTIFIED DEVELOPME
Type	Non-Lending Institution
Address	DAVIS, CA 95616

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4051 E MAIN ST, VENTURA, CA 93003-8280
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144420
Date	Aug 3, 2021
Instrument	20210803-00144420

Lender

Name	AMERICAN RIVER BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4051 E MAIN ST, VENTURA, CA 93003-8280
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5335 WAVECREST WAY, OXNARD, CA 93035-1846

Mortgage

Document Number	0000139029
Date	Jul 23, 2021
Instrument	20210723-00139029

Lender

Name	AMERICAN RIVER BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 23, 2021
Property Address	4051 E MAIN ST, VENTURA, CA 93003-8280
Document Number	0000139020
Map Reference	MB 25 PG 13
Instrument Date	Jul 8, 2021
Instrument	20210723-00139020
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1430 S OXNARD BLVD, OXNARD, CA 93030-7424

Mortgage

Document Number	0000139025
Date	Jul 23, 2021
Instrument	20210723-00139025

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4051 E MAIN ST, VENTURA, CA 93003-8280
Document Number	0000122384
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO NAT'L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	934 LAKEVIEW WAY EMERALD HILLS CA 940623440, EMERALD HILLS, CA 94062-3440

Mortgage

Document Number	0000122384
Date	Oct 30, 2018
Instrument	122384

Lender

Name	MISCELLANEOUS INS CO
Address	PO BOX 84066, SEATTLE, WA 98124-8466

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	San Buenaventura (Ventura) City
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,680,269 (+2%) Land $1,353,041 Building $2,327,228
2025	$40,079.00 (+2.5%)	$3,608,107 (+4.04%) Land $1,326,510 Building $2,281,597
2024	$39,102.00 (+1.11%)
2023	$38,671.00 (+7.56%)	$3,468,000 Land $1,275,000 Building $2,193,000
2022	$35,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1987–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017
Water Source	Surface water
Last State Inspection	Sep 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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