4051 Chatwal Ct, Troy, MI 48085 Property Records

Oakland County property record for 4051 Chatwal Ct, Troy, MI 48085

Property Summary

Property TypeCondominium
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (May 2016)
Tax Bill$11,880 (2025)
Deeds & MortgagesApr 2026 Mortgage
May 2023 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-15-480-004

Property Details

APN / Parcel Number

Primary APN88-20-15-480-004

Exterior

Architectural StyleCondo/Apartment
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address4051 CHATWAL CT
CityTROY
StateMI
Zip48085-0001
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT2N, R11E, SEC 15 OAKLAND COUNTY CONDOMINIUM PLAN NO 2100 CHATWAL PARK SITECONDOMINIUM UNIT 4 L 47712 P 732 1-5-15 FR 476-021
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit4
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1008
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4051 CHATWAL CT, TROY, MI 48085-0001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
May 1, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2016 · Amount on Record
Deed SaleMay 16, 2016 · Amount on Record
Deed Document Number201695399
Deed Book / Page49369 / 226
Last Transfer DateApr 3, 2023
Transfer Doc0000047680
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateApr 24, 2026
Property Address4051 CHATWAL CT, TROY, MI 48085-0001
Document Number0000055576
Book / Page61142 / 68
Instrument DateApr 9, 2026
Instrument202655576
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address4051 CHATWAL CT, TROY, MI 48085-0001

Mortgage

Document Number0000055576,
DateApr 24, 2026
Book Page61142/68
Instrument202655576
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMay 1, 2023
Property Address4051 CHATWAL CT, TROY, MI 48085-0001
Document Number0000047680
Book / Page58573 / 734
Map ReferenceLB 47712 PG 732-785
Instrument DateApr 3, 2023
Instrument47680
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4051 CHATWAL CT, TROY, MI 48085-0001

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4051 CHATWAL CT, TROY, MI 48085-0001

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,880.00 (+2.39%)
2024$11,603.00 (-6.09%)
2023$790,880
2022$12,356.00$395,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1998–2014)
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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