4051 Avis Way, Monroe, NC 28110 Property Records

Union County property record for 4051 Avis Way, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,307 sqft · built 2017
Lot Size	1.03 acres (44,910 sqft)
Owner	2 Individual Names on File
Last Sale	$552,500 (Feb 2025)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-234-014L`

Property Details

APN / Parcel Number

Primary APN	`01-234-014L`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,307 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	44,910 sqft (1.03 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Slab
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4051 AVIS WAY
City	MONROE
State	NC
Zip	28110-0800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#10 COUNTRY MEADOWS SEC2 OPCN316
Legal Subdivision	COUNTRY MEADOWS
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3014
Census Tract	20100

Owner

4051 Avis Way is owned and occupied by two individuals who bought it in February 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4051 AVIS WAY, MONROE, NC 28110-0800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2022	Warranty Deed, Transfer · VA Mortgage LOW VA RATES LLC
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 2, 2017	Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on File
Deed Sale	Feb 3, 2025 · Amount on File
Prior Sale	Sep 28, 2022 · Amount on File
Deed Document Number	20252520
Deed Book / Page	9055 / 196
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4051 AVIS WAY, MONROE, NC 28110-0800
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 AVIS WAY, MONROE, NC 28110-0800

Mortgage

Document Number	0000932172
Date	Mar 6, 2026
Book Page	9321/72
Instrument	6030

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 28, 2022
Property Address	4051 AVIS WAY, MONROE, NC 28110-0800
Document Number	0008580587
Book / Page	8580 / 587
Map Reference	CAB N PG 316
Instrument Date	Sep 27, 2022
Instrument	33800
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	MASTER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033801
Date	Sep 28, 2022
Instrument	33801

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4051 AVIS WAY, MONROE, NC 28110-0800
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008347601
Date	Dec 17, 2021
Book Page	8347/601
Instrument	59243

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4051 AVIS WAY, MONROE, NC 28110-0800
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007582312
Date	Feb 11, 2020
Book Page	7582/312
Instrument	0004555

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 2, 2017
Property Address	4051 AVIS WAY, MONROE, NC 28110-0800
Document Number	0007026171
Book / Page	7026 / 171
Map Reference	CAB N PG 316
Instrument Date	Sep 14, 2017
Instrument	0028957
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4389 INDIAN TRAIL FAIRVIEW RD, 4389, INDIAN TRAIL, NC 28079-9639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 AVIS WAY, MONROE, NC 28110-0800

Mortgage

Document Number	0000028958
Date	Oct 2, 2017
Instrument	0028958

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 4051 Avis Way was $2,353.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,500 (-) Land $88,300 Building $377,200	$465,500 (-) Land $88,300 Building $377,200
2025	$2,353.00	$465,500 Land $88,300 Building $377,200	$465,500 Land $88,300 Building $377,200
2023	$1,842.00	$294,200 Land $53,500 Building $240,700	$294,200 Land $53,500 Building $240,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4051 Avis Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4051 Avis Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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