40507 W 8th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40507 W 8th Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,547 sqft · built 2002
Lot Size	2.27 acres (98,957 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2020)
Tax Bill	$2,922 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-18-27-0100-059-00000`

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-059-00000`
Alternative APNs	`271808010005900000` `1039924`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,547 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,547 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	98,957 sqft (2.27 acres)
Lot Dimensions	255 ft deep x 181 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	492 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1039924
Street Address	40507 W 8TH AVE
City	UMATILLA
State	FL
Zip	32784-8867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	EAST UMATILLA PB 6 PG 87-95 SOUTH 456.5 FEET OF BLK 59 AND THE WEST 1/2 OF VACATED WEST NINTH AVENUE LYING EAST OF ABOVE PARCEL LOTS 18-29 INCLUSIVE BLK 60 AND EAST 1/2 OF VACATED WEST NINTH AVENUE LYING WEST OF ABOVE PARCEL NORTH 1/2 VACATED FIFTH S
Legal Range	27E
Legal Township	18S
Legal Section	8
Legal Subdivision	EAST UMATILLA
Legal Tract	0100
Legal Block	59
Legal Lot Number	18-29
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2047
Census Tract	30109

Owner

40507 W 8th Ave is owned and occupied by two individuals who acquired it in April 2025.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	40507 W 8TH AVE, UMATILLA, FL 32784-8867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Dec 30, 2019	Intrafamily Transfer, Transfer · Commercial Mortgage THE FIRST NATIONAL BANK OF MOUNT DO
Mar 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Oct 23, 2001 · Amount on File
Deed Document Number	2020138115
Deed Book / Page	5596 / 2296
Last Transfer Date	Apr 14, 2025
Transfer Doc	0065111286
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 8, 2020
Property Address	40507 W 8TH AVE, UMATILLA, FL 32784-8867
Document Number	0055962296
Book / Page	5596 / 2296
Map Reference	MB 6 PG 87
Instrument Date	Dec 4, 2020
Instrument	2020138115
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40507 W 8TH AVE, 40507, UMATILLA, FL 32784-8867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 TENNESSEE AVE, UMATILLA, FL 32784-9391

Mortgage

Document Number	0055962298
Date	Dec 8, 2020
Instrument	5596/2298

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Dec 30, 2019
Property Address	40507 W 8TH AVE, UMATILLA, FL 32784-8867
Document Number	0053980527
Book / Page	5398 / 0527
Map Reference	MB 6 PG 87-95
Instrument Date	Nov 25, 2019
Instrument	2019147831
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40507 W 8TH AVE, UMATILLA, FL 32784-8867

Mortgage

Document Number	0053980529
Date	Dec 30, 2019
Instrument	5398/0529

Lender

Name	THE FIRST NATIONAL BANK OF MOUNT DO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Mar 17, 2017
Property Address	40507 W 8TH AVE, UMATILLA, FL 32784-8867
Document Number	0049162000
Book / Page	004916 / 002000
Instrument Date	Mar 14, 2017
Instrument	29162
Transaction Type	Transfer
Record Updated	Mar 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40507 W 8TH AVE UMATILLA FL 327848867, UMATILLA, FL 32784-8867

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,730 (+2.9%)	$351,657 (-0.05%) Land $151,243 Building $200,414
2025		$203,820 Land $151,243 Building $52,577	$351,829 Land $151,243 Building $200,586
2024	$2,922.00 (+7.47%)
2023	$2,719.00 (+7.22%) Homeowner's exemption	$198,500 (+3%)	$292,340 (+16.2%) Land $145,056 Building $147,284
2022	$2,536.00 Homeowner's exemption	$192,720	$251,578 Land $104,467 Building $147,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40507 W 8th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40507 W 8th Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on W 8th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures