40503 E State Rte 2, Garden City, MO 64747 Property Records

Cass County property record for 40503 E State Rte 2, Garden City, MO 64747

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1930
Lot Size	9.29 acres (404,672 sqft)
Owner	Individual Name on File
Last Sale	$194,446 (May 2022)
Tax Bill	$1,293 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-21-04-000-000-020.000`

Property Details

APN / Parcel Number

Primary APN	`11-21-04-000-000-020.000`
Alternative APN	`1116900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	404,672 sqft (9.29 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1116900
Street Address	40503 E STATE ROUTE 2
City	GARDEN CITY
State	MO
Zip	64747-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BGNWCRSESW S298.55 E1320.67 N304.14 W1317.32TB
Legal Range	29
Legal Township	44
Legal Section	04
Jurisdiction	CASS MO
Township / Civil Division	INDEX
Census Block Group	2
Census Block	2000
Census Tract	60700

Owner

Source: Cass County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	40503 E STATE ROUTE 2, GARDEN CITY, MO 64747-8951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit NBKC BANK
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
May 1, 2019	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Deed Document Number	2022715719
Deed Book / Page	4849 / 93
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	0000752962
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	Jul 20, 2026
Property Address	40503 E STATE ROUTE 2, GARDEN CITY, MO 64747-8951
Document Number	0000787719
Book / Page	5326 / 137
Instrument Date	Jul 17, 2026
Instrument	2026787719
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 NE BIRCHWOOD DR, LEES SUMMIT, MO 64086-3508

Mortgage

Document Number	0000787719,
Date	Jul 20, 2026
Book Page	5326/137
Instrument	2026787719

Lender

Name	NBKC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jul 21, 2026
Property Address	40503 E STATE ROUTE 2, GARDEN CITY, MO 64747-8951
Document Number	0000787794
Book / Page	5327 / 72
Instrument Date	Jul 17, 2026
Instrument	2026787794
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	COFFELT LAND TITLE INC, COFFELT LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40503 E STATE ROUTE 2, GARDEN CITY, MO 64747-8951

Mortgage

Document Number	0000787794,
Date	Jul 21, 2026
Book Page	5327/73
Instrument	2026787794

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CASS MO
Recording Date	May 1, 2019
Property Address	40503 E STATE ROUTE 2, GARDEN CITY, MO 64747-8951
Document Number	004354/106
Book / Page	4354 / 106
Instrument Date	Apr 30, 2019
Instrument	643915
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40503 E STATE ROUTE 2, GARDEN CITY, MO 64747-8951

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Holden R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,293.00 (+22.44%)	$21,720 (+17.85%) Land $3,010 Building $18,710	$121,460 (+13.8%) Land $22,990 Building $98,470
2023	$1,056.00 (+3,42%)	$18,430 (+15.91%) Land $2,730 Building $15,700	$106,730 (+14.48%) Land $20,900 Building $85,830
2022	$30.00	$15,900 Land $2,730 Building $13,170
2021			$93,230 Land $20,900 Building $72,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON COUNTY PWSD 2 serves 12,490 people · EPA ID MO1024310
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

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