4050 W 3rd St, Bloomington, IN 47404 Property Records

Monroe County property record for 4050 W 3rd St, Bloomington, IN 47404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1960
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$169,500 (Dec 2021)
Tax Bill$1,311 (2025)
Deeds & MortgagesDec 2021 Second Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN007-11960-00

Property Details

APN / Parcel Number

Primary APN007-11960-00
Alternative APN
  • 53-04-36-303-052.000-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1976
Construction TypeBrick
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions130 ft deep x 100 ft wide
Garage TypeMixed
Garage Area742 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number007-11960-00
Street Address4050 W 3RD ST
CityBLOOMINGTON
StateIN
Zip47404-4871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS35
Legal DescriptionHIGHLAND VILLAGE PT LOT 3
Legal SubdivisionHIGHLAND VILLAGE ADDITION
Legal Lot Number3
JurisdictionMONROE IN
Township / Civil DivisionRICHLAND
Census Block Group3
Census Block3024
Census Tract1301

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4050 W 3RD ST, BLOOMINGTON, IN 47404-4871
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
INDIANA HOUSING & COMMUNITY DEVELOPMENT
Dec 10, 2021Warranty Deed, Transfer · FHA Mortgage
MILESTONE HOME LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Deed Document Number202122825
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address4050 W 3RD ST, BLOOMINGTON, IN 47404-4871
Transaction TypeMortgage
Record UpdatedFeb 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021022827
DateDec 10, 2021
Instrument2021022827
Lender
NameINDIANA HOUSING & COMMUNITY DEVELOPMENT
TypeGovernment Agency
AddressBLOOMINGTON, IN 47404
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueDec 3, 2024

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateDec 10, 2021
Property Address4050 W 3RD ST, BLOOMINGTON, IN 47404-4871
Document Number2021022825
Map ReferenceCAB B ENV 80
Instrument DateDec 2, 2021
Instrument2021022825
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4050 W 3RD ST, BLOOMINGTON, IN 47404-4871

Mortgage

Document Number2021022826
DateDec 10, 2021
Instrument2021022826
Lender
NameMILESTONE HOME LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionRichland Township
Unified School DistrictRichland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,311.00 (-10.57%)$193,500 (+4.48%) Land $59,400 Building $134,100$193,500 (+4.48%) Land $59,400 Building $134,100
2024$1,466.00 (+14.89%)
2023$185,200 (+10.83%) Land $56,900 Building $128,300$185,200 (+10.83%) Land $56,900 Building $128,300
2022$1,276.00$167,100 Land $56,900 Building $110,200$167,100 Land $56,900 Building $110,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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