4050 Upper Valley Cv, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4050 Upper Valley Cv, Olive Branch, MS 38654 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,055 sqft · built 2003
Lot Size	0.581 acres (25,318 sqft)
Owner	Individual Name on File
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-07-07-0-00230-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-07-07-0-00230-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,055 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,318 sqft (0.581 acres)
Lot Dimensions	195 ft deep x 75 ft wide
Pool Area	504 sqft
Patio Area	525 sqft

Location & Zoning

Street Address	4050 UPPER VALLEY CV
City	OLIVE BRANCH
State	MS
Zip	38654-6095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HILL COMMUNITY PHASE 4 LOT 230
Legal Range	05
Legal Township	02
Legal Section	07
Legal Subdivision	FOREST HILL COMMUNITY PH 4
Legal Phase	4
Legal Lot Number	230
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3032
Census Tract	70830

Owner

Source: DeSoto County records · APN 2-05-3-07-07-0-00230-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4050 UPPER VALLEY CV, OLIVE BRANCH, MS 38654-6095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Nov 30, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2020
Deed Sale	Sep 11, 2020
Prior Sale	Nov 30, 2017
Deed Document Number	0000093241
Deed Book / Page	932 / 41
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4050 UPPER VALLEY CV, OLIVE BRANCH, MS 38654-6095
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004457/624
Date	Nov 30, 2017
Book Page	4457/624
Instrument	T04457-00624

Lender

Name	COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4050 UPPER VALLEY CV, OLIVE BRANCH, MS 38654-6095
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004788/564
Date	Aug 30, 2019
Book Page	4788/564

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 22, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 11, 2020
Property Address	4050 UPPER VALLEY CV, OLIVE BRANCH, MS 38654-6095
Document Number	0000932/41
Book / Page	932 / 41
Map Reference	MB 81 PG 9-12
Instrument Date	Aug 28, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	773 MAPLE HILL DR, 773, MUNFORD, TN 38058-4705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4050 UPPER VALLEY CV, OLIVE BRANCH, MS 38654-6095

Mortgage

Document Number	0000050391
Date	Sep 11, 2020
Instrument	5039/1

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 30, 2017
Property Address	4050 UPPER VALLEY CV, OLIVE BRANCH, MS 38654-6095
Document Number	000842/233
Book / Page	842 / 233
Map Reference	PB 81 PG 9-12
Instrument Date	Nov 22, 2017
Instrument	W00842-00233
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 GOLDEN ROD CT, 525, BLYTHEWOOD, SC 29016-7646

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4050 UPPER VALLEY CV, OLIVE BRANCH, MS 38654-6095
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,200.00 (+18.22%)	$30,311 (+40.19%) Land $3,500 Building $26,811	$303,105 (+40.19%) Land $35,000 Building $268,105
2023	$1,861.00	$21,621	$216,209 Land $35,000 Building $181,209

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330708303, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019, other causes

Wildfire

Wildfire Risk	Low above 32% of the US · above 15% of Mississippi
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Northcentral Electric Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

4050 Upper Valley Cv, Olive Branch, MS 38654 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Upper Valley Cv

Nearby Streets

Search Property Records by Address or Parcel Number