4050 Muirfield Dr, Cherryville, NC 28021 Property Records

Gaston County property record for 4050 Muirfield Dr, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,605 sqft · built 2006
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jan 2026)
Tax Bill	$4,675 (2026)
Deeds & Mortgages	Sep 2026 Sale Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`227319`

Property Details

APN / Parcel Number

Primary APN	`227319`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	4,605 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Lot Area	90,605 sqft (2.08 acres)
Porch	Porch
Porch Area	507 sqft

Location & Zoning

Street Address	4050 MUIRFIELD DR
City	CHERRYVILLE
State	NC
Zip	28021-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MUIRFIELD DR L 1 12 031 019 00 000
Legal Subdivision	PALMER E HUFFSTETLER JR
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1018
Census Tract	30601

Owner

4050 Muirfield Dr is owned and occupied by two individuals who acquired it in September 2026.

Source: Gaston County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4050 MUIRFIELD DR, CHERRYVILLE, NC 28021-2105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 8, 2021	Warranty Deed, Transfer · Line of Credit BELMONT SAVINGS BANK SSB
May 4, 2018	Deed of Trust, Mortgage TERESA FOX
Jan 29, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Sep 8, 2021 · Amount on File
Deed Book / Page	5616 / 185
Last Transfer Date	Sep 3, 2026
Transfer Doc	5667001870
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 3, 2026
Property Address	4050 MUIRFIELD DR, CHERRYVILLE, NC 28021-2105
Document Number	5667001870
Book / Page	5667 / 1870
Instrument Date	Sep 3, 2026
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4050 MUIRFIELD DR, CHERRYVILLE, NC 28021-2105

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 30, 2026
Property Address	4050 MUIRFIELD DR, CHERRYVILLE, NC 28021-2105
Document Number	0056160185
Book / Page	5616 / 185
Map Reference	MB 87 PG 60
Instrument Date	Jan 29, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4050 MUIRFIELD DR, CHERRYVILLE, NC 28021-2105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4050 MUIRFIELD DR, CHERRYVILLE, NC 28021-2105

Mortgage

Document Number	0005616188
Date	Jan 30, 2026
Instrument	5616/188

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 8, 2021
Property Address	4050 MUIRFIELD DR, CHERRYVILLE, NC 28021-2105
Document Number	0052640387
Book / Page	5264 / 387
Map Reference	MB 87 PG 60
Instrument Date	Sep 7, 2021
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 GLYNLAKES DR, 106, PIKE ROAD, AL 36064-1766

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4050 MUIRFIELD DR, CHERRYVILLE, NC 28021-2105

Mortgage

Document Number	5264390
Date	Sep 8, 2021
Instrument	5264/390

Lender

Name	BELMONT SAVINGS BANK SSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4050 MUIRFIELD DR, CHERRYVILLE, NC 28021-2105
Document Number	0049751824
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4050 MUIRFIELD DR CHERRYVILLE NC 280212105, CHERRYVILLE, NC 28021-2105

Mortgage

Document Number	0049751824
Date	May 7, 2018
Book Page	004975/001824

Lender

Name	TERESA FOX

Agreement

Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 29, 2018
Property Address	4050 MUIRFIELD DR, CHERRYVILLE, NC 28021-2105
Document Number	0049580976
Book / Page	004958 / 000976
Instrument Date	Jan 19, 2018
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 MUIRFIELD DR CHERRYVILLE NC 280212105, CHERRYVILLE, NC 28021-2105

Mortgage

Document Number	49580978
Date	Jan 29, 2018
Book Page	004958/000978

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4050 Muirfield Dr was $4,675.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,675.00	$654,890 (-) Land $30,280 Building $624,610
2025	$4,675.00	$654,890 Land $30,280 Building $624,610
2023	$4,551.00	$654,890 Land $30,280 Building $624,610
2021			$376,000 Land $25,230 Building $350,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4050 Muirfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4050 Muirfield Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ripple Fiber.

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