Flathead County property record for 4050 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,117 (2023) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | R865130 |
| Primary APN | R865130 |
|---|---|
| Alternative APNs |
|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Account Number | 0000016472 |
|---|---|
| Street Address | 4050 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | S17, T27 N, R20 W, ACRES 5, CS 21794-2, TR 4AE IN SE4SE4 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 1401 |
Source: Flathead County records, as of September 7, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 799, SOMERS, MT 59932-1000 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 18, 2026 |
| Property Address | 4050 LOWER VALLEY RD, KALISPELL, MT 59901-9545 |
| Document Number | 0000012402 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202612402 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4050 LOWER VALLEY RD, KALISPELL, MT 59901-9545 |
| Document Number | 0000012402, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202612402 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 26, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Flathead County assessment roll, as of December 31, 2022
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,117.00 | $163,100 | $163,100 Land $163,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 50 / 10 |
| CenturyLink DSL | 40 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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