4050 Jordan Creek Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4050 Jordan Creek Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,540 sqft · built 2008
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-9-29-01-0-00023-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-9-29-01-0-00023-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,540 sqft Adjusted Area
1st Floor Area	2,123 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	131,551 sqft (3.02 acres)
Patio Area	162 sqft

Location & Zoning

Street Address	4050 JORDAN CREEK DR
City	HERNANDO
State	MS
Zip	38632-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	JORDAN CREEK ESTATES LOT 23
Legal Range	006
Legal Township	03S
Legal Section	29
Legal Subdivision	JORDAN CREEK ESTATES
Legal Lot Number	23
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	70900

Owner

4050 Jordan Creek Dr is owned and occupied by two individuals who acquired it in December 2022.

Source: DeSoto County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4050 JORDAN CREEK DR, HERNANDO, MS 38632-6308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Nov 20, 2025	Deed of Trust, Mortgage · VA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 2, 2022	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022
Deed Sale	Dec 2, 2022
Prior Sale	Oct 16, 2020 · Amount on File
Deed Book / Page	1019 / 491
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4050 JORDAN CREEK DR, HERNANDO, MS 38632-6308
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 JORDAN CREEK DR, HERNANDO, MS 38632-6308

Mortgage

Document Number	05663/2640
Date	Jan 9, 2026
Book Page	5663/2640

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4050 JORDAN CREEK DR, HERNANDO, MS 38632-6308
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 JORDAN CREEK DR, HERNANDO, MS 38632-6308

Mortgage

Document Number	5662/121586
Date	Nov 20, 2025
Book Page	5662/121586

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 2, 2022
Property Address	4050 JORDAN CREEK DR, HERNANDO, MS 38632-6308
Document Number	001019/491
Book / Page	1019 / 491
Map Reference	MB 85 PG 1-2
Instrument Date	Nov 30, 2022
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2304 CEDAR CREEK RD, NORTH LITTLE ROCK, AR 72116-5713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4050 JORDAN CREEK DR, HERNANDO, MS 38632-6308

Mortgage

Document Number	0005641798
Date	Dec 2, 2022
Instrument	5641/798

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 16, 2020
Property Address	4050 JORDAN CREEK DR, HERNANDO, MS 38632-6308
Document Number	000935/554
Book / Page	935 / 554
Map Reference	MB 85 PG 1-2
Instrument Date	Oct 15, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 157, INDEPENDENCE, MS 38638-0157

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4050 JORDAN CREEK DR, HERNANDO, MS 38632-6308

Mortgage

Document Number	0005066325
Date	Oct 16, 2020
Instrument	5066/325

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4050 Jordan Creek Dr was $2,425.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00	$33,046 Land $3,000 Building $30,046	$330,460 Land $30,000 Building $300,460
2023	$2,077.00	$23,784	$237,836 Land $30,000 Building $207,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4050 Jordan Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4050 Jordan Creek Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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