4050 Higgins Rd, Mobile, AL 36619 Property Records

Mobile County property record for 4050 Higgins Rd, Mobile, AL 36619

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,924 sqft · built 1963
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (Oct 2014)
Tax Bill	$741 (2025)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R023306243001078`

Property Details

APN / Parcel Number

Primary APN	`R023306243001078`
Alternative APNs	`33 06 24 3 001 078.XXX` `01133990` `1133990`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	925 sqft
Upper Floors Area	999 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1986
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Patio Area	100 sqft
Utility Building	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1133990
Old Parcel Number	R023306243001078
Street Address	4050 HIGGINS RD
City	MOBILE
State	AL
Zip	36619-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 1 UNIT 1 CYPRESS SHORES SUB MBK 9 P 102 #SEC 24 T5S R2W #MP33 06 24 3 001
Legal Range	02W
Legal Township	05S
Legal Section	24
Legal Subdivision	SHORES
Legal Block	1
Legal Lot Number	8
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	2
Census Block	2023
Census Tract	7000

Owner

Source: Mobile County records · APN R023306243001078

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4050 HIGGINS RD, MOBILE, AL 36619-8905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2014 · Amount on Record
Deed Sale	Oct 29, 2014 · Amount on Record
Deed Document Number	2014054331
Deed Book / Page	7202 / 0128
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4050 HIGGINS RD, MOBILE, AL 36619-8905
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 HIGGINS RD, MOBILE, AL 36619-8905

Mortgage

Document Number	0000001056
Date	Jan 08, 2024
Instrument	2024001056

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	250 Months
Due	Nov 01, 2044

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$741.00 (+4.81%) Homeowner's exemption	$12,560 (+4.49%) Land $2,500 Building $10,060	$125,600 (+4.49%) Land $25,000 Building $100,600
2024	$707.00 (+5.68%) Homeowner's exemption	$12,020 (+5.16%) Land $2,400 Building $9,620	$120,200 (+5.16%) Land $24,000 Building $96,200
2023	$669.00 Homeowner's exemption	$11,430 Land $2,360 Building $9,070	$114,300 Land $23,600 Building $90,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 313 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	313 in force
Nearby Flood Claims	407 (1979–2023)
Claims Outside the SFHA	65 of 407
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 207 claims Hurricane Georges, Sep 1998 · 111 claims Hurricane Opal, Oct 1995 · 14 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.