4050 Hecker Pass Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 4050 Hecker Pass Rd, Gilroy, CA 95020

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 4,053 sqft · built 1981
Lot Size	4.96 acres (216,493 sqft)
Owner	Trust Name on Record
Tax Bill	$10,419 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2018 Line of Credit + 3 more
Flood Zone	Zone D (undetermined)
APN	`810-14-013`

Property Details

APN / Parcel Number

Primary APN	`810-14-013`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,053 sqft

Exterior

Year Built	Built 1981
Lot Area	216,493 sqft (4.96 acres)
Garage Area	1,380 sqft
Pool Area	1,745 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	4050 HECKER PASS RD
City	GILROY
State	CA
Zip	95020-8843
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-20A
Legal Description	CITY/MUNI/TWP:UNINCORPORATED
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3019
Census Tract	512200

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	4050 HECKER PASS RD, GILROY, CA 95020-8843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Dec 20, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 10, 2018	Intrafamily Transfer, Transfer · ARM GUILD MORTGAGE CO
May 10, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 10, 2018
Last Transfer Date	Jun 28, 2018
Transfer Doc	0023966332
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4050 HECKER PASS RD, GILROY, CA 95020-8843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023965196
Date	Jun 27, 2018
Instrument	23965196

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2058

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	10.6%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4050 HECKER PASS RD, GILROY, CA 95020-8843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024084830
Date	Dec 20, 2018
Instrument	24084830

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 28, 2018
Property Address	4050 HECKER PASS RD, GILROY, CA 95020-8843
Document Number	0023966332
Instrument Date	Jun 27, 2018
Instrument	23966332
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4050 HECKER PASS RD GILROY CA 950208843, GILROY, CA 95020-8843

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 10, 2018
Property Address	4050 HECKER PASS RD, GILROY, CA 95020-8843
Document Number	0023929420
Map Reference	MB289 PG22
Instrument Date	May 4, 2018
Instrument	23929420
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 HECKER PASS RD, GILROY, CA 95020-8843

Mortgage

Document Number	0023929421
Date	May 10, 2018
Instrument	23929421

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	10.2%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 10, 2018
Property Address	4050 HECKER PASS RD, GILROY, CA 95020-8843
Document Number	0023929419
Instrument Date	May 3, 2018
Instrument	23929419
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 HECKER PASS RD GILROY CA 950208843, GILROY, CA 95020-8843

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,419.00 (+2.13%) Homeowner's exemption	$854,098 (+3.76%) Land $163,190 Building $690,908
2023	$10,202.00 (-6.64%) Homeowner's exemption	$823,161 Land $156,854 Building $666,307
2022	$10,928.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Etheric Networks, T-Mobile.

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