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4050 Dancing Cloud Ct, Unit 293, Destin, FL 32541 Property Records

Okaloosa County property record for 4050 Dancing Cloud Ct, Unit 293, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,254 sqft · built 2003
Lot Size17.8 acres (775,514 sqft)
Owner2 Individual Names on File
Tax Bill$991 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-598-9006-1

Property Details

APN / Parcel Number

Primary APNC56-000-598-9006-1
Alternative APN
  • 00-2S-22-1050-0012-0293

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,254 sqft Heated Area

Exterior

Year BuiltBuilt 2003
Lot Area775,514 sqft

Location & Zoning

Street Address4050 DANCING CLOUD CT UNIT 293, 293
CityDESTIN
StateFL
Zip32541-8565
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionINDIAN LAKE CONDO UNIT 293 BLDG 12
Legal Range22
Legal Township02S
Legal SubdivisionINDIAN LAKE CONDO
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23304

Owner

Source: Okaloosa County records · APN C56-000-598-9006-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4050 DANCING CLOUD CT UNIT 293, 293, DESTIN, FL 32541-8565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jun 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Mar 11, 2020Affidavit of Death of Joint Tenant, Transfer · Line of Credit
REGIONS BANK
Aug 01, 2018Warranty Deed, Transfer · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2020
Deed SaleMar 11, 2020
Prior SaleAug 01, 2018 · Amount on Record
Deed Document Number3344134
Deed Book / Page3361 / 2794
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4050 DANCING CLOUD CT UNIT 293, 293, DESTIN, FL 32541-8565
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4050 DANCING CLOUD CT 293, 293, DESTIN, FL 32541-8565

Mortgage

Document Number0036320589
DateJul 12, 2022
Book Page3632/589
Instrument3563545
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 20, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4050 DANCING CLOUD CT UNIT 293, 293, DESTIN, FL 32541-8565
Transaction TypeMortgage
Record UpdatedJun 23, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4050 DANCING CLOUD CT 293, 293, DESTIN, FL 32541-8565

Mortgage

Document Number0036254206
DateJun 06, 2022
Book Page3625/4206
Instrument3555170
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 01, 2042

March 2020: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionOKALOOSA FL
Recording DateMar 11, 2020
Property Address4050 DANCING CLOUD CT UNIT 293, 293, DESTIN, FL 32541-8565
Document Number0034492092
Book / Page3449 / 2092
Instrument DateMar 02, 2020
Instrument3344134
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyVINTAGE TITLE & ESCROW INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4050 DANCING CLOUD CT UNIT 293, 293, DESTIN, FL 32541-8565

Mortgage

Document Number0034492095
DateMar 11, 2020
Book Page3449/2095
Instrument3344136
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 05, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 01, 2018
Property Address4050 DANCING CLOUD CT UNIT 293, 293, DESTIN, FL 32541-8565
Document Number0033612794
Book / Page003361 / 002794
Instrument DateJul 25, 2018
Instrument3223462
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanySETCO SERVICES LLC-30A, SETCO SVCS LLC-30A

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,008.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 S SHORE DR LINCOLN DE 199609778, LINCOLN, DE 19960-9778

Mortgage

Document Number33612796
DateAug 01, 2018
Book Page003361/002796
Instrument3223463
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$991.00 (+7.25%) Homeowner's exemption Widower's exemption$136,819 (+5.99%)$255,000 (-5.56%) Building $255,000
2023$924.00 (-1.91%) Homeowner's exemption Widower's exemption$129,090 (+3%)$270,000 (+38.46%) Building $270,000
2022$942.00 Homeowner's exemption Widower's exemption$125,330$195,000 Building $195,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies576 units insured (533 under condo master policies)
11 of 43 individual policies on primary residences
Nearby Flood Claims106 (1978–2020)
Claims Outside the SFHA69 of 106
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Flood Events
  • Hurricane Dennis (Jul 2005), 12 claims
  • Hurricane Frances (Sep 2004), 21 claims
  • Hurricane Opal (Oct 1995), 42 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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