Lauderdale County property record for 4050 Co Rd 10, Florence, AL 35633
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,152 sqft · built 1968 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $633 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-05-0-000-018-000 |
| Primary APN | 06-03-05-0-000-018-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,152 sqft Living Area |
| 1st Floor Area | 2,152 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 239,580 sqft (5.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1218 |
|---|---|
| Street Address | 4050 COUNTY ROAD 10 |
| City | FLORENCE |
| State | AL |
| Zip | 35633-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 5.5 ACRES E OF SW COR OF SEC 5 |
| Legal Range | 12W |
| Legal Township | 01S |
| Legal Section | 05 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | CLOVERDALE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11402 |
4050 Co Rd 10 is owned and occupied by two individuals.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4050 COUNTY ROAD 10, FLORENCE, AL 35633-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Sep 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Sep 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Sep 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 4050 COUNTY ROAD 10, FLORENCE, AL 35633-3254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/38504 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 2018/38504 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 4050 COUNTY ROAD 10, FLORENCE, AL 35633-3254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/34894 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 2018/34894 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 8, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 4050 COUNTY ROAD 10, FLORENCE, AL 35633-3254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/38504 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 2018/38504 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 4050 COUNTY ROAD 10, FLORENCE, AL 35633-3254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/34894 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 2018/34894 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 8, 2029 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4050 Co Rd 10 was $633 with exemptions applied, up 7.5% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $633.00 (+7.47%) Homeowner's exemption Senior Citizen's exemption | $23,320 (+6.97%) | $257,320 (+18.13%) Land $47,300 Building $210,020 |
| 2024 | $589.00 (-6.21%) Homeowner's exemption Senior Citizen's exemption | $21,800 (+361.86%) Land $3,940 Building $17,860 | $217,820 (+1.89%) Land $39,400 Building $178,420 |
| 2023 | $628.00 (+21.47%) Homeowner's exemption Senior Citizen's exemption | $4,720 (-73.03%) Land $4,720 | $213,780 (+22.23%) Land $47,100 Building $166,680 |
| 2022 | $517.00 Homeowner's exemption Senior Citizen's exemption | $17,500 | $174,900 Land $39,600 Building $135,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4050 Co Rd 10 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Mar 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4050 Co Rd 10 is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures