4050 Co Rd 10, Florence, AL 35633 Property Records

Lauderdale County property record for 4050 Co Rd 10, Florence, AL 35633

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,152 sqft · built 1968
Lot Size5.5 acres (239,580 sqft)
Owner2 Individual Names on File
Tax Bill$633 (2025)
Deeds & MortgagesSep 2018 Mortgage
Sep 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-03-05-0-000-018-000

Property Details

APN / Parcel Number

Primary APN06-03-05-0-000-018-000
Alternative APNs
  • 001218
  • 1508
  • 1218

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,152 sqft Living Area
1st Floor Area2,152 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Exterior MaterialWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area239,580 sqft (5.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1218
Street Address4050 COUNTY ROAD 10
CityFLORENCE
StateAL
Zip35633-3254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description5.5 ACRES E OF SW COR OF SEC 5
Legal Range12W
Legal Township01S
Legal Section05
JurisdictionLAUDERDALE AL
Township / Civil DivisionCLOVERDALE
Census Block Group1
Census Block1023
Census Tract11402

Owner

4050 Co Rd 10 is owned and occupied by two individuals.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record2 Individual Names on File
Mailing Address4050 COUNTY ROAD 10, FLORENCE, AL 35633-3254
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK
Sep 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK
Sep 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK
Sep 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address4050 COUNTY ROAD 10, FLORENCE, AL 35633-3254
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/38504
DateSep 5, 2018
Book Page2018/38504
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 7, 2044
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address4050 COUNTY ROAD 10, FLORENCE, AL 35633-3254
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/34894
DateSep 5, 2018
Book Page2018/34894
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 8, 2029
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address4050 COUNTY ROAD 10, FLORENCE, AL 35633-3254
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/38504
DateSep 5, 2018
Book Page2018/38504
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 7, 2044
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address4050 COUNTY ROAD 10, FLORENCE, AL 35633-3254
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/34894
DateSep 5, 2018
Book Page2018/34894
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 8, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4050 Co Rd 10 was $633 with exemptions applied, up 7.5% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$633.00 (+7.47%) Homeowner's exemption Senior Citizen's exemption$23,320 (+6.97%)$257,320 (+18.13%) Land $47,300 Building $210,020
2024$589.00 (-6.21%) Homeowner's exemption Senior Citizen's exemption$21,800 (+361.86%) Land $3,940 Building $17,860$217,820 (+1.89%) Land $39,400 Building $178,420
2023$628.00 (+21.47%) Homeowner's exemption Senior Citizen's exemption$4,720 (-73.03%) Land $4,720$213,780 (+22.23%) Land $47,100 Building $166,680
2022$517.00 Homeowner's exemption Senior Citizen's exemption$17,500$174,900 Land $39,600 Building $135,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4050 Co Rd 10 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimMar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4050 Co Rd 10 is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Fiber
1,000 / 1,000

Nearby Properties on Co Rd 10

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