4050 Caparosa Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 4050 Caparosa Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,093 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2012)
Tax Bill	$823 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-26-76-M-1`

Property Details

APN / Parcel Number

Primary APN	`26-36-26-76-M-1`
Alternative APNs	`26-36-26-76-0000M.0-0001.00` `2625088`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,093 sqft Living Area
Gross Area	2,733 sqft
1st Floor Area	2,093 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	380 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	260 sqft
Deck Area	788 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2625088
Street Address	4050 CAPAROSA CIR
City	MELBOURNE
State	FL
Zip	32940-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-7
Legal Description	GRAND HAVEN PHASE FOUR REPLAT OF A PORTION OF TR 3 PB 46 PG 55 LOT 1 BLK M
Legal Range	36E
Legal Township	26S
Legal Section	26
Legal Subdivision	GRAND HAVEN PHASE FOUR REPLAT OF A PORTI
Legal Phase	4
Legal Tract	3
Legal Block	M
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1011
Census Tract	64128

Owner

4050 Caparosa Cir is owned and occupied by two individuals who bought it in August 2012.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4050 CAPAROSA CIR, MELBOURNE, FL 32940-1203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND
Sep 19, 2019	Deed of Trust, Mortgage · VA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Oct 26, 2018	Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2012 · Amount on File
Deed Sale	Aug 3, 2012 · Amount on File
Prior Sale	Oct 1, 2003 · Amount on File
Deed Document Number	2012151342
Deed Book / Page	6658 / 2182
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4050 CAPAROSA CIR, MELBOURNE, FL 32940-1203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 CAPAROSA CIR, MELBOURNE, FL 32940-1203

Mortgage

Document Number	0089082357
Date	Nov 4, 2020
Book Page	8908/2357
Instrument	2020245223

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4050 CAPAROSA CIR, MELBOURNE, FL 32940-1203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085420462
Date	Sep 19, 2019
Book Page	8542/0462
Instrument	2019204962

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4050 CAPAROSA CIR, MELBOURNE, FL 32940-1203
Document Number	0083020611
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4050 CAPAROSA CIR MELBOURNE FL 329401203, MELBOURNE, FL 32940-1203

Mortgage

Document Number	0083020611
Date	Nov 5, 2018
Book Page	008302/000611
Instrument	247693

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4050 Caparosa Cir was $823 with a veteran's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,010 (+2.7%)	$439,560 (-2.78%)
2025	$823.00 Disabled Person's exemption Veteran's exemption	$235,650	$452,130 Land $99,000 Building $353,130
2023	$666.00 (+3.1%) Disabled Person's exemption Veteran's exemption	$222,340 (+3%)	$449,980 (+6.74%) Land $110,000 Building $339,980
2022	$646.00 Disabled Person's exemption Veteran's exemption	$215,870	$421,550 Land $110,000 Building $311,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4050 Caparosa Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4050 Caparosa Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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