DeSoto County property record for 4050 Byhalia Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,422 sqft · built 1960 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,800 (Mar 2013) |
| Tax Bill | $361 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-07-7-35-00-0-00019-00 |
| Primary APN | 2-07-7-35-00-0-00019-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,422 sqft Adjusted Area |
| 1st Floor Area | 2,317 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 76,230 sqft (1.75 acres) |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Street Address | 4050 BYHALIA RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-1 |
| Legal Description | DARBY CORNER LOT 1 |
| Legal Range | 007 |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | DARBY CORNER |
| Legal Lot Number | 1 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 2-07-7-35-00-0-00019-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4050 BYHALIA RD, HERNANDO, MS 38632-7672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Jan 13, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Mar 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Jun 19, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2013 · Amount on Record |
| Deed Sale | Mar 04, 2013 · Amount on Record |
| Deed Book / Page | 701 / 738 |
| Prior Transfer Date | Feb 25, 2013 |
| Prior Transfer Doc | 000701/738 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4050 BYHALIA RD, HERNANDO, MS 38632-7672 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4050 BYHALIA RD, HERNANDO, MS 38632-7672 |
| Document Number | 5660/63798 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 5660/63798 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 11, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4050 BYHALIA RD, HERNANDO, MS 38632-7672 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4050 BYHALIA RD, HERNANDO, MS 38632-7672 |
| Document Number | 005657/497 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 5657/497 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4050 BYHALIA RD, HERNANDO, MS 38632-7672 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004511/719 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 4511/719 |
| Instrument | T04511-00719 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 06, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4050 BYHALIA RD, HERNANDO, MS 38632-7672 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004746/035 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 4746/035 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 06, 2024 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361.00 (-59.3%) | $11,878 (-) Land $1,750 Building $10,128 | $118,778 (-) Land $17,500 Building $101,278 |
| 2023 | $887.00 | $11,878 | $118,778 Land $17,500 Building $101,278 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 52% of the US · above 61% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 42 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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