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4050 Beachside One Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4050 Beachside One Dr, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property TypeCondominium
Lot Size0.01 acres (478 sqft)
OwnerIndividual Name on File
Last Sale$1,325,000 (Mar 2024)
Tax Bill$7,628 (2024)
Deeds & MortgagesJun 2021 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN34-2S-21-42400-000-4050

Property Details

APN / Parcel Number

Primary APN34-2S-21-42400-000-4050
Alternative APN
  • 1076956

Exterior

Lot Area478 sqft (0.01 acres)

Location & Zoning

Account Number1076956
Street Address4050 BEACHSIDE ONE DR
CityMIRAMAR BEACH
StateFL
Zip32550-4202
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 4050 BEACHSIDE I CONDO AND INT IN COMMON ELEMENT AND LIMITED COMMON ELEMENTS OR 235-662 OR 2664-493 OR 2827-141 OR
Legal Range21W
Legal Township02S
Legal Section34
Legal SubdivisionBEACHSIDE CONDO I
Legal Lot Number4050
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

Source: Walton County records · APN 34-2S-21-42400-000-4050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12KANNAPOLI PL, LEXINGTON, KY 40513
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Mar 20, 2024Warranty Deed, Transfer · Conventional Mortgage
GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2024 · Amount on Record
Deed SaleMar 20, 2024 · Amount on Record
Prior SaleApr 01, 2010 · Amount on Record
Deed Document Number20240009512
Deed Book / Page3318 / 4219
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address4050 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202
Transaction TypeMortgage
Record UpdatedMay 07, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4050 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202

Mortgage

Document Number0032012366
DateJun 07, 2021
Book Page3201/2366
Instrument20210028511
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2051

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 20, 2024
Property Address4050 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202
Document Number0033184219
Book / Page3318 / 4219
Map ReferenceMB 1 PG 31
Instrument DateMar 13, 2024
Instrument20240009512
Transaction TypeTransfer
Record UpdatedMay 07, 2024
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
Tax$9,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIS502 MIRASOL CIRCLE #UNIT 1UNIT1, 1UNIT1, CELEBRATION, FL 34747

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 KANNAPOLIS PL, LEXINGTON, KY 40513-1243

Mortgage

Document Number20240009513
DateMar 20, 2024
Instrument20240009513
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year CMT
Margin3
Max Rate11.7%

Mortgage

Document NumberOR33184221
DateMar 20, 2024
Book PageOR3318/4221
Instrument20240009513
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
Address11311 CORNELL PARK DR, BLUE ASH, OH 45242
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2029
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year CMT
Margin3
Max Rate11.7%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$931,996 (+5.12%) Building $931,996$931,996 (+5.12%) Building $931,996
2024$7,628.00 (+5.36%)
2023$7,240.00 (+14.99%)$886,633 (+25%) Building $886,633$886,633 (+25%) Building $886,633
2022$6,296.00$709,307 Building $709,307$709,307 Building $709,307

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 750 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
3,418 under condo master policies
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024, rainfall accumulation
Claims By Storm
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsFiber2,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

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