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4050 Austin Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4050 Austin Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,173 sqft · built 2001
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$839,000 (Jan 2024)
Tax Bill$9,220 (2025)
Deeds & MortgagesMay 2024 Sale
Jan 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNT003000062

Property Details

APN / Parcel Number

Primary APNT003000062
Alternative APN
  • 3-0132-8332-00-0045.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area4,173 sqft Living Area
Gross Area5,857 sqft
1st Floor Area2,624 sqft
Basement Area2,582 sqft
Finished Basement1,549 sqft
Unfinished Basement1,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialBrick
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached
Garage Area651 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT003000062
Street Address4050 AUSTIN DR
CitySAINT CHARLES
StateMO
Zip63304-0318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANORS AT AUSTIN RIDGE LOT 45
Legal SubdivisionMANORS AT AUSTIN RIDGE
Legal Lot Number45
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2014
Census Tract311103

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4050 AUSTIN DR, SAINT CHARLES, MO 63304-0318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2024Beneficiary Deed, Transfer
Jan 12, 2024Warranty Deed, Transfer
INVESTORS TITLE COMPANY
Oct 14, 2020Deed of Trust, Mortgage
MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2024 · Amount on File
Deed SaleJan 12, 2024 · Amount on File
Prior SaleJun 17, 2010 · Amount on File
Deed Document Number20241588
Last Transfer DateApr 26, 2024
Transfer Doc0000017667
Record UpdatedOct 29, 2026

May 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateMay 8, 2024
Property Address4050 AUSTIN DR, SAINT CHARLES, MO 63304-0318
Document Number0000017667
Map ReferenceMB 36 PG 186
Instrument DateApr 26, 2024
Instrument2024R-017667
Transaction TypeTransfer
Record UpdatedMay 21, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4050 AUSTIN DR, SAINT CHARLES, MO 63304-0318

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4050 AUSTIN DR, SAINT CHARLES, MO 63304-0318

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 12, 2024
Property Address4050 AUSTIN DR, SAINT CHARLES, MO 63304-0318
Document Number0000001588
Map ReferenceMB 36 PG 186
Instrument DateJan 10, 2024
Instrument2024R-001588
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address693 LUXEMBOURG GARDENS CT, WENTZVILLE, MO 63385-7314

Transferred To (Grantee/Buyer)

NameVerified Name
Address4050 AUSTIN DR, SAINT CHARLES, MO 63304-0318

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4050 AUSTIN DR, SAINT CHARLES, MO 63304-0318
Document Number0000086104
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4050 AUSTIN DR ST CHARLES MO 633040318, ST CHARLES, MO 63304-0318

Mortgage

Document Number0000086104
DateNov 6, 2020
Instrument86104
Lender
NameMUTUAL/OMAHA MTG LLC
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount on Record
Term360 Months
DueNov 5, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$155,755 (-0.17%)$819,764 (-0.17%) Land $135,000 Building $684,764
2025$9,220.00 (+9.5%)$156,021 (+10.22%)$821,163 (+10.22%) Land $135,000 Building $686,163
2024$8,420.00
2023$141,549
2022$744,995 Land $135,000 Building $609,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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