405 Zircon Ct, Jacksonville, NC 28546 Property Records

Onslow County property record for 405 Zircon Ct, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,915 sqft · built 2012
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 2021)
Tax Bill	$1,703 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1114K-282`

Property Details

APN / Parcel Number

Primary APN	`1114K-282`
Alternative APNs	`476772000` `074636`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,915 sqft Living Area

Exterior

Year Built	Built 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	476772000
Street Address	405 ZIRCON CT
City	JACKSONVILLE
State	NC
Zip	28546-8760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L449 P2 STERLING FARMS SPLIT FROM 1114 23,4 OGDEN HWY LLC
Legal Subdivision	STERLING FARMS PHASE 2
Legal Lot Number	449
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2014
Census Tract	103

Owner

Source: Onslow County records, as of October 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	405 ZIRCON CT, JACKSONVILLE, NC 28546-8760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 27, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	0005565294
Deed Book / Page	5565 / 294
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 9, 2021
Property Address	405 ZIRCON CT, JACKSONVILLE, NC 28546-8760
Document Number	0055650294
Book / Page	5565 / 294
Map Reference	MB 58 PG 7
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2525 HEATHLAND FARM DR, 2525, FUQUAY VARINA, NC 27526-3987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ZIRCON CT, JACKSONVILLE, NC 28546-8760

Mortgage

Document Number	0005565299
Date	Sep 9, 2021
Instrument	5565/299

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 27, 2018
Property Address	405 ZIRCON CT, JACKSONVILLE, NC 28546-8760
Document Number	0048020214
Book / Page	004802 / 000214
Instrument Date	Jun 18, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ZIRCON CT JACKSONVILLE NC 285468760, JACKSONVILLE, NC 28546-8760

Mortgage

Document Number	48020218
Date	Jun 27, 2018
Book Page	004802/000218

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,703.00	$260,055 Land $37,000 Building $223,055	$260,055 Land $37,000 Building $223,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 2 claims Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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