405 Zezere Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 405 Zezere Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,665 sqft · built 1992
Lot Size0.184 acres (8,017 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Sep 2021)
Tax Bill$9,539 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Sep 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN160-601-27-00

Property Details

APN / Parcel Number

Primary APN160-601-27-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,665 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area8,017 sqft (0.184 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address405 ZEZERE DR
CityOCEANSIDE
StateCA
Zip92057-8402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 78 TR 012559
Legal SubdivisionIVEY RANCH
Legal Tract012559
Legal Block2
Legal Lot Number78
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2007
Census Tract18522

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address757 LORENA LN, FOLSOM, CA 95630-7760
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Grant Deed, Transfer · Conventional Mortgage
NEW WAVE LENDING GROUP INC
Sep 23, 2021Grant Deed, Transfer
ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Nov 29, 2017Quit Claim Deed, Transfer
LAWYERS TITLE
Nov 29, 2017Grant Deed, Transfer · Conventional Mortgage
ROYAL PACIFIC FUNDING CORP
Feb 22, 2017Affidavit of Death, Transfer
TICOR TITLE SAN DIEGO BR
Feb 22, 2017Quit Claim Deed, Transfer · Conventional with PMI
CHARTER FINANCIAL HOLDINGS LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2021 · Amount on Record
Deed SaleSep 23, 2021 · Amount on Record
Prior SaleNov 29, 2017 · Amount on Record
Deed Document Number2021672546
Prior Transfer DateJan 9, 1995
Prior Transfer Doc0000041805
Record UpdatedOct 29, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 23, 2021
Property Address405 ZEZERE DR, OCEANSIDE, CA 92057-8402
Document Number0000672546
Map ReferenceMAP 12559
Instrument DateSep 20, 2021
Instrument2021-0672546
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 ZEZERE DR, OCEANSIDE, CA 92057-8402

Mortgage

Document Number0000672547
DateSep 23, 2021
Instrument2021-0672547
Lender
NameNEW WAVE LENDING GROUP INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 23, 2021
Property Address405 ZEZERE DR, OCEANSIDE, CA 92057-8402
Document Number0000672545
Map ReferenceMAP 12559
Instrument DateSep 15, 2021
Instrument2021-0672545
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ZEZERE DR, OCEANSIDE, CA 92057-8402

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 29, 2017
Property Address405 ZEZERE DR, OCEANSIDE, CA 92057-8402
Document Number0000554551
Instrument DateOct 20, 2017
Instrument554551
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address405 ZEZERE DR OCEANSIDE CA 920578402, OCEANSIDE, CA 92057-8402

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 29, 2017
Property Address405 ZEZERE DR, OCEANSIDE, CA 92057-8402
Document Number0000554552
Map ReferenceMAP12559
Instrument DateSep 26, 2017
Instrument2017-0554552
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 ZEZERE DR, OCEANSIDE, CA 92057-8402

Mortgage

Document Number0000554553
DateNov 29, 2017
Instrument2017-0554553
Lender
NameROYAL PACIFIC FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

February 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateFeb 22, 2017
Property Address405 ZEZERE DR, OCEANSIDE, CA 92057-8402
Document Number0000084077
Instrument DateFeb 16, 2017
Instrument84077
Transaction TypeTransfer
Record UpdatedFeb 28, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ZEZERE DR OCEANSIDE CA 920578402, OCEANSIDE, CA 92057-8402

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 22, 2017
Property Address405 ZEZERE DR, OCEANSIDE, CA 92057-8402
Document Number0000084078
Instrument DateFeb 16, 2017
Instrument84078
Transaction TypeTransfer
Record UpdatedFeb 28, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address405 ZEZERE DR OCEANSIDE CA 920578402, OCEANSIDE, CA 92057-8402

Mortgage

Document Number84079
DateFeb 22, 2017
Instrument84079
Lender
NameCHARTER FINANCIAL HOLDINGS LP
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$865,942 (+2%) Land $492,690 Building $373,252
2025$9,539.00 (+5.18%)$848,964 (+4.04%) Land $483,030 Building $365,934
2023$9,069.00 (+1.53%)$815,999 Land $464,274 Building $351,725
2022$8,932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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