405 Wye Oak, Laredo, TX 78043 Property Records

Webb County property record for 405 Wye Oak, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,581 sqft · built 2016
Lot Size	0.15 acres (6,511 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Jul 2018)
Tax Bill	$1,288 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`929-90008-030`

Property Details

APN / Parcel Number

Primary APN	`929-90008-030`
Alternative APN	`438051`

Interior

Stories	1 Story
Building Area	1,581 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,581 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,511 sqft (0.15 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	229 sqft
Porch	Open Porch
Porch Area	120 sqft
Storage Building	50 sqft

Location & Zoning

Street Address	405 WYE OAK
City	LAREDO
State	TX
Zip	78043-5136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ROYAL OAKS, BLOCK 8, LOT 3, PHASE 2
Legal Subdivision	ROYAL OAKS
Legal Phase	2
Legal Block	8
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1825

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 WYE OAK, LAREDO, TX 78043-5136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 2, 2018	Warranty Deed, Transfer
Jul 2, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Jul 2, 2018
Deed Document Number	20181333190
Deed Book / Page	4442 / 168
Prior Transfer Date	Jun 28, 2018
Prior Transfer Doc	004442/168
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	405 WYE OAK, LAREDO, TX 78043-5136
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5045/746
Date	Jun 17, 2021
Book Page	5045/746
Instrument	1432470

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jul 2, 2018
Property Address	405 WYE OAK, LAREDO, TX 78043-5136
Document Number	004442/162
Book / Page	4442 / 162
Map Reference	VOL 29 PG 60&61
Instrument Date	Jun 28, 2018
Instrument	1333189
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 CEDAR AVE, LAREDO, TX 78041-5802

July 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 2, 2018
Property Address	405 WYE OAK, LAREDO, TX 78043-5136
Document Number	004442/168
Book / Page	4442 / 168
Map Reference	VOL 29 PG 60&61
Instrument Date	Jun 28, 2018
Instrument	1333190
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WYE OAK, LAREDO, TX 78043-5136

Mortgage

Document Number	0001333191
Date	Jul 2, 2018
Instrument	1333191

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,000 (-1%) Land $61,138 Building $190,862	$252,000 (-1%) Land $61,138 Building $190,862
2025	$1,288.00 (-17.28%) Homeowner's exemption	$254,549 (+12.35%) Land $61,138 Building $193,411	$254,549 (+12.35%) Land $61,138 Building $193,411
2024	$1,557.00 (+11.61%)
2023		$226,576 Land $55,409 Building $171,167	$226,576 Land $55,409 Building $171,167
2022	$1,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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