405 Wright St, Jonesville, MI 49250 Property Records

Hillsdale County property record for 405 Wright St, Jonesville, MI 49250

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,280 sqft
Lot Size	0.521 acres (22,738 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,402 (2021)
Deeds & Mortgages	May 2018 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-280-001-051`

Property Details

APN / Parcel Number

Primary APN	`21-280-001-051`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,280 sqft Living Area
Gross Area	2,560 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	22,738 sqft (0.521 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	405 WRIGHT ST
City	JONESVILLE
State	MI
Zip	49250-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SELY COR LOT 46 TH S 4 FT TO POB TH S 82 2318W 225.13 FT TH N 01 54W 79.95 FT TH N 75 2458E 233.44 FT TO W LN WRIGHT ST T
Legal Lot Number	46
Jurisdiction	HILLSDALE MI
Township / Civil Division	JONESVILLE
Census Block Group	4
Census Block	4021
Census Tract	50500

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3499 S PITTSFORD RD, PITTSFORD, MI 49271-9626
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Deed of Trust, Mortgage · ARM CENTURY BANK & TRUST
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Jun 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2016
Deed Sale	Oct 12, 2016
Prior Sale	Aug 18, 2014 · Amount on Record
Deed Document Number	0001636821
Deed Book / Page	1570 / 0049
Prior Transfer Date	Dec 7, 2015
Prior Transfer Doc	0016080875
Record Updated	Jun 7, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	405 WRIGHT ST, JONESVILLE, MI 49250-1043
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01690/0486
Date	May 17, 2018
Book Page	1690/0486

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	READING, MI 49274

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	10.5%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	405 WRIGHT ST, JONESVILLE, MI 49250-1043
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WRIGHT ST, JONESVILLE, MI 49250-1043

Mortgage

Document Number	001812/752
Date	Nov 17, 2021
Book Page	1812/752

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	4.25%
Index	1-Year CMT
Max Rate	9.25%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	405 WRIGHT ST, JONESVILLE, MI 49250-1043
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WRIGHT ST, JONESVILLE, MI 49250-1043

Mortgage

Document Number	0001828/52
Date	Jun 6, 2022
Book Page	1828/52

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2027

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Jonesville City
Unified School District	Jonesville Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$109,800	$202,396 Land $20,477 Building $181,919
2021	$3,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONESVILLE serves 2,258 people · EPA ID MI0003490
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DMCI Broadband, Mercury Fiber.

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