405 Woods Rd, Des Plaines, IL 60016 Property Records

Cook County property record for 405 Woods Rd, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1929
Lot Size	0.455 acres (19,805 sqft)
Owner	Individual Name on File
Last Sale	$202,500 (Feb 2012)
Tax Bill	$6,936 (2023)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`09-16-400-026`

Property Details

APN / Parcel Number

Primary APN	`09-16-400-026`
Alternative APN	`09-16-400-026-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	19,805 sqft (0.455 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	405 WOODS RD
City	DES PLAINES
State	IL
Zip	60016-4868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SCHALLS) SUB IN NH SE SEC 16-41-12
Legal Range	12E
Legal Township	41N
Legal Section	16
Legal Subdivision	SCHALLS SUB
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2001
Census Tract	806002

Owner

405 Woods Rd is owned and occupied by an individual who acquired it in September 2016.

Source: Cook County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	405 WOODS RD, DES PLAINES, IL 60016-4868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2012 · Amount on File
Deed Sale	Feb 17, 2012 · Amount on File
Prior Sale	Nov 10, 2011
Deed Document Number	201226080
Last Transfer Date	Sep 11, 2016
Transfer Doc	0000055117
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 5, 2026
Property Address	405 WOODS RD, DES PLAINES, IL 60016-4868
Document Number	0000020237
Instrument Date	May 26, 2026
Instrument	202620237
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAKESHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	405 WOODS RD, DES PLAINES, IL 60016-4868

Mortgage

Document Number	0000020237,
Date	Jun 5, 2026
Instrument	202620237

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 1, 2017
Property Address	405 WOODS RD, DES PLAINES, IL 60016-4868
Document Number	1703255117
Instrument Date	Sep 11, 2016
Instrument	3255117
Transaction Type	Transfer
Record Updated	Feb 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 WOODS RD DES PLAINES IL 600164868, DES PLAINES, IL 60016-4868

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 Land $15,844 Building $23,156	$390,000 Land $158,440 Building $231,560
2023	$6,936.00 (-5.67%)
2022	$7,353.00 Homeowner's exemption	$31,999 Land $12,873 Building $19,126	$319,990 Land $128,730 Building $191,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Woods Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	63 (1979–2014)
Claims Outside the SFHA	9 of 63
Most Recent Claim	Jan 2014 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 18 claims Severe Storms & Flooding, Aug 1987 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Woods Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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