405 Wisner St, Paradis, LA 70080 Property Records

St. Charles Parish property record for 405 Wisner St, Paradis, LA 70080

Property Summary

Property Type	Single Family Home
Details	1,004 sqft · built 1957
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,000 (Apr 2010)
Tax Bill	$186 (2025)
Deeds & Mortgages	May 2026 Mortgage
APN	`4-055 000 000A1`

Property Details

APN / Parcel Number

Primary APN	`4-055 000 000A1`

Interior

Building Area	1,004 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	405 WISNER ST
City	PARADIS
State	LA
Zip	70080-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A1, ESTAY SUBD. (BEING A RESUBD. OF LOT A, SECTION 39, T14SR20E, PARADIS)
Legal Range	20E
Legal Township	14S
Legal Section	39
Legal Subdivision	ESTAY SUBD
Legal Lot Number	A1
Jurisdiction	ST CHARLES LA
Township / Civil Division	4
Census Block Group	4
Census Block	4022
Census Tract	63200

Owner

Source: St. Charles Parish records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 WISNER ST, PARADIS, LA 70080-2441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2010 · Amount on Record
Deed Sale	Apr 16, 2010 · Amount on Record
Deed Document Number	2010359946
Deed Book / Page	742 / 4
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Recording Date	May 21, 2026
Property Address	405 WISNER ST, PARADIS, LA 70080-2441
Document Number	0000496166
Instrument Date	May 19, 2026
Instrument	2026496166
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MO TITLE SERVICES, AMO TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WISNER ST, PARADIS, LA 70080-2441

Mortgage

Document Number	0000496166,
Date	May 21, 2026
Instrument	2026496166

Lender

Name	21ST MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$186.00 (-50.92%) Homeowner's exemption	$11,200 (-) Land $2,270 Building $8,930	$112,000 (-) Land $22,700 Building $89,300
2024	$379.00 Homeowner's exemption	$11,200 (+65%) Land $2,270 Building $8,930	$112,000 (+65%) Land $22,700 Building $89,300
2023	Homeowner's exemption	$6,788 Land $2,270 Building $4,518	$67,880 Land $22,700 Building $45,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	33 (1982–2026)
Claims Outside the SFHA	21 of 33
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 3 claims Hurricane Ida, Aug 2021 · 6 claims Hurricane Katrina, Aug 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100