Baltimore County property record for 405 Wise Ave, Baltimore, MD 21222
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,320 sqft · built 1939 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,941 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2019 Loan Modification |
| APN | 12-1203052320 |
| Primary APN | 12-1203052320 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,516 sqft |
| 1st Floor Area | 888 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,050 sqft (0.185 acres) |
| Lot Dimensions | 161 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1203052320 |
|---|---|
| Street Address | 405 WISE AVE |
| City | DUNDALK |
| State | MD |
| Zip | 21222-4936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5,6 INVERNESS |
| Legal Subdivision | INVERNESS |
| Legal Block | D |
| Legal Lot Number | 5 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 420402 |
Source: Baltimore County assessment roll, as of July 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 WISE AVE, DUNDALK, MD 21222-4936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Mar 22, 2019 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 405 WISE AVE, BALTIMORE, MD 21222-4936 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Title Company | NOT AVAILABLE, KEY TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 405 WISE AVE, DUNDALK, MD 21222-4936 |
| Document Number | 0478760160 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 47876/160 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 405 WISE AVE, BALTIMORE, MD 21222-4936 |
| Document Number | 0412950109 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | IMORTGAGE SERVICES LLC, IMORTGAGE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 405 WISE AVE BALTIMORE MD 212224936, BALTIMORE, MD 21222-4936 |
| Document Number | 0412950109 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 041295/000109 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,933 (+13.58%) | $235,200 (+20.37%) Land $70,500 Building $164,700 | |
| 2024 | $2,941.00 (+107.84%) | ||
| 2023 | $1,415.00 Homeowner's exemption | $195,400 Land $52,200 Building $143,200 | $195,400 Land $52,200 Building $143,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 111 (1979–2024) |
| Claims Outside the SFHA | 23 of 111 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Wireless Fixed Wireless | 500 / 100 |
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