Carter County property record for 405 Winter Haven Ln, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 4,062 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,051 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-00-00-131.00 |
| Primary APN | 106-00-00-131.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,062 sqft Living Area |
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 15084 |
|---|---|
| Street Address | 405 WINTER HAVEN LN |
| City | GRAYSON |
| State | KY |
| Zip | 41143-6208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1 ACRE |
| Jurisdiction | CARTER KY |
| Township / Civil Division | WILLARD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 960700 |
Source: Carter County records · APN 106-00-00-131.00
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 WINTER HAVEN LN, GRAYSON, KY 41143-6208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF GRAYSON |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 405 WINTER HAVEN LN, GRAYSON, KY 41143-6208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 WINTER HAVEN LN, GRAYSON, KY 41143-6208 |
| Document Number | 000481/455 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 481/455 |
| Instrument | 552481 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | ASHLAND, KY 41102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 405 WINTER HAVEN LN, GRAYSON, KY 41143-6208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 405 WINTER HAVEN LN, GRAYSON, KY 41143-6208 |
| Document Number | OR461/106 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | OR461/106 |
| Instrument | 508448 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,051.00 (-3.22%) | $172,400 (-) | $172,400 (-) |
| 2023 | $1,086.00 Homeowner's exemption | $172,400 | $172,400 |
Source: FEMA National Flood Hazard Layer, Carter County (21043C), as of June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210439607003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2025) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Feb 2025 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Rural Telephone Cooperative Corporation Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Optimum Communications.
Based on FCC filings for 26 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System, water system KY0220164, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures