405 Windycrest Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 405 Windycrest Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.343 acres (14,950 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Aug 2022)
Tax Bill	$9,066 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`29-17.0-129-007`

Property Details

APN / Parcel Number

Primary APN	`29-17.0-129-007`
Alternative APN	`29170129007 (CHECK DIGIT = 5)`

Exterior

Lot Area	14,950 sqft (0.343 acres)

Location & Zoning

Account Number	29170129007
Street Address	405 WINDYCREST DR
City	CHATHAM
State	IL
Zip	62629-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 162 MANOR HILL II PLAT 1 (14,950 SQ FT) 17-14-5
Legal Range	05
Legal Township	14
Legal Section	17
Legal Subdivision	MANOR HILL II PLAT 1
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	1
Census Block	1023
Census Tract	3203

Owner

Source: Sangamon County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jul 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	202217959
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 16, 2022
Property Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209
Document Number	2022R17959
Map Reference	DOC 2006R24188
Instrument Date	Aug 15, 2022
Instrument	2022R17959
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209

Mortgage

Document Number	2022R17960
Date	Aug 16, 2022
Instrument	2022R17960

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.53%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R06470
Date	Mar 25, 2022
Instrument	2022R06470

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2052

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R16337
Date	Jun 15, 2021
Instrument	2021R16337

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R06754
Date	Apr 16, 2019
Instrument	2019R06754

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209
Transaction Type	Mortgage
Record Updated	Aug 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R17928
Date	Jul 20, 2020
Instrument	2020R17928

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209
Transaction Type	Mortgage
Record Updated	Mar 25, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04452
Date	Mar 3, 2020
Instrument	2020R04452

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209
Transaction Type	Mortgage
Record Updated	Oct 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R18863
Date	Sep 6, 2019
Instrument	2019R18863

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 6, 2018
Property Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209
Document Number	2018R11563
Instrument Date	May 29, 2018
Instrument	2018R11563
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209

Mortgage

Document Number	2018R11564
Date	Jun 6, 2018
Instrument	2018R11564

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 12, 2017
Property Address	405 WINDYCREST DR, CHATHAM, IL 62629-2209
Document Number	2017R17558
Instrument Date	Jul 8, 2017
Instrument	2017R17558
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 WABASH AVE, SPRINGFIELD, IL 62711-9606

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,066.00 (+19.48%)	$134,001 (+26.92%) Land $20,584 Building $113,417	$402,003 (+26.92%) Land $61,752 Building $340,251
2022	$7,588.00 Homeowner's exemption	$105,580 Land $16,218 Building $89,362	$316,740 Land $48,654 Building $268,086

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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