Okaloosa County property record for 405 Winddrift Ct, Crestview, FL 32536 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,100 sqft Heated Area |
| Lot Size | 12,317 sqft (0.282 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2024) |
| Tax Bill | $2,858.00 (2025) |
| Primary APN | C56-000-598-7174-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,100 sqft Heated Area |
| Gross Area | 1,628 sqft Gross Area |
| 1st Floor | 1,100 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 12,317 sqft (0.282 acres) |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 88 sqft Patio |
| Porch | Open Porch |
| Porch Area | 108 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 405 WINDDRIFT CT |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-3304 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIDGE CREST PH II LOT 23 BLK B |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 18 |
| Legal Subdivision | RIDGE CREST PH II |
| Legal Phase | 2 |
| Legal Block | B |
| Legal Lot Number | 23 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | CRESTVIEW |
| Census Blockgroup | 5 |
| Census Block | 5036 |
| Census Tract | 20500 |
Source: Okaloosa County records · APN C56-000-598-7174-9
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 WINDDRIFT CT, CRESTVIEW, FL 32536-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 07, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Feb 02, 2021 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage COMPASS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2024 · Amount on Record |
| Deed Sale | Aug 02, 2024 · Amount on Record |
| Prior Sale | Mar 05, 2018 · Amount on Record |
| Deed Doc Number | 3703082 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 405 WINDDRIFT CT, CRESTVIEW, FL 32536-3304 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 405 WINDDRIFT CT, CRESTVIEW, FL 32536-3304 |
| Document Number | 0036904363 |
|---|---|
| Date | Sep 07, 2023 |
| Book Page | 3690/4363 |
| Instrument | 3645891 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.54% |
| Type Change Date | Sep 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.54% |
| Max Rate At Change | 5.4% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 405 WINDDRIFT CT, CRESTVIEW, FL 32536-3304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0035222210 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | 3522/2210 |
| Instrument | 3426436 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jan 20, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 405 WINDDRIFT CT, CRESTVIEW, FL 32536-3304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034721459 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 3472/1459 |
| Instrument | 3369575 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 05, 2018 |
| Property Address | 405 WINDDRIFT CT, CRESTVIEW, FL 32536-3304 |
| Document Number | 0033394004 |
| Book / Page | 3339 / 4004 |
| Map Reference | MB21 PG96-98 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 3192117 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2331 FREESTONE RIDGE CV, 2331, HOOVER, AL 35226-6243 |
| Name | Verified Name |
|---|---|
| Address | 2800 QUAIL RUN DR, SEDALIA, MO 65301-9311 |
| Document Number | 0003192118 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 3192118 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,858.00 (+151.81%) | $180,057 (+61.16%) Land $24,292 Building $155,765 | $180,057 (+4.55%) Land $24,292 Building $155,765 |
| 2023 | $1,135.00 (+4.03%) Homeowner's exemption | $111,726 (+3%) | $172,224 (+10.9%) Land $20,639 Building $151,585 |
| 2022 | $1,091.00 Homeowner's exemption | $108,472 | $155,298 Land $19,289 Building $136,009 |
405 Winddrift Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 25th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 787 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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