Oconee County property record for 405 Windcrest Ct, Salem, SC 29676
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,968 sqft · built 2000 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,395,100 (Sep 2025) |
| Tax Bill | $5,161 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit May 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-07-01-050 |
| Primary APN | 124-07-01-050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,968 sqft Living Area |
| Basement Area | 2,968 sqft |
| Finished Basement | 1 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Roof Material | Shingle |
| Lot Area | 40,075 sqft (0.919 acres) |
| Lot Dimensions | 233 ft deep x 168 ft wide |
| Garage Type | Attached |
| Garage Area | 1,025 sqft |
| Pool Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11120 |
|---|---|
| Old Parcel Number | 124 07 01 050 |
| Street Address | 405 WINDCREST CT |
| City | SALEM |
| State | SC |
| Zip | 29676-4638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 50 WYNWARD POINTE ADDED BP 02-00599/2003 |
| Legal Subdivision | WYNWARD POINTE ADD |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 30202 |
Source: Oconee County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1626 KEOWEE LAKESHORE DR, SENECA, SC 29672-7088 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| May 29, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Sep 23, 2025 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 15, 2019 | Deed of Trust, Mortgage · Line of Credit TIAA FSB |
| Feb 21, 2019 | Grant Deed, Transfer · Line of Credit TIAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Feb 21, 2019 · Amount on Record |
| Deed Document Number | 3877 |
| Deed Book / Page | 3277 / 180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 405 WINDCREST CT, SALEM, SC 29676-4638 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|
| Document Number | 0000017556 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 4142/241 |
| Instrument | 17556 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 2203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 405 WINDCREST CT, SALEM, SC 29676-4638 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004684/245 |
|---|---|
| Date | May 29, 2025 |
| Book Page | 4684/245 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Sep 23, 2025 |
| Property Address | 405 WINDCREST CT, SALEM, SC 29676-4638 |
| Document Number | 0000003877 |
| Book / Page | 3277 / 180 |
| Map Reference | MB A983 PG 6 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 3877 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,228.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1626 KEOWEE LAKESHORE DR, SENECA, SC 29672-7088 |
| Document Number | 0004730182 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 4730/182 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 405 WINDCREST CT, SALEM, SC 29676-4638 |
| Document Number | 0038360010 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 405 WINDCREST CT SALEM SC 296764638, SALEM, SC 29676-4638 |
| Document Number | 0038360010 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 003836/000010 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Feb 21, 2019 |
| Property Address | 405 WINDCREST CT, SALEM, SC 29676-4638 |
| Document Number | 0024400309 |
| Book / Page | 002440 / 000309 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,681.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 WINDCREST CT SALEM SC 296764638, SALEM, SC 29676-4638 |
| Document Number | 38040143 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 003804/000143 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,161.00 | $42,169 (-) Land $14,112 Building $28,057 | $1,054,227 (-) Land $352,800 Building $701,427 |
| 2024 | $5,161.00 | $42,169 (-) Land $14,112 Building $28,057 | $1,054,227 (-) Land $352,800 Building $701,427 |
| 2023 | $42,169 Land $14,112 Building $28,057 | $1,054,227 Land $352,800 Building $701,427 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEOWEE KEY UTILITY SYSTEM INC (3750023) private · serves 4,108 people · EPA ID SC3750023 |
|---|---|
| Water Source | Purchased surface water from CITY OF SENECA |
| Last State Inspection | Dec 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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