405 Wilson St, Marcus, IA 51035 Property Records

Cherokee County property record for 405 Wilson St, Marcus, IA 51035

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,480 sqft · built 1991
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Feb 2021)
Tax Bill	$3,496 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0504427003`

Property Details

APN / Parcel Number

Primary APN	`0504427003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	1,480 sqft
Finished Basement	1,200 sqft
Unfinished Basement	280 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	753 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	405 WILSON ST
City	MARCUS
State	IA
Zip	51035-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 1 DREFKE ADD 4918
Legal Range	42W
Legal Township	92N
Legal Section	04
Legal Subdivision	DREFKE ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	CHEROKEE IA
Township / Civil Division	AMHERST
Census Block Group	3
Census Block	3085
Census Tract	80200

Owner

405 Wilson St is owned and occupied by two individuals who bought it in February 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 WILSON ST, MARCUS, IA 51035-7809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Deed Document Number	2021207
Deed Book / Page	2021 / 207
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Feb 1, 2021
Property Address	405 WILSON ST, MARCUS, IA 51035-7809
Document Number	002021/207
Book / Page	2021 / 207
Instrument Date	Jan 26, 2021
Instrument	2021 0207
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 S LOCUST ST, MARCUS, IA 51035-7191

Mortgage

Document Number	0020210210
Date	Feb 1, 2021
Instrument	2021 0210

Lender

Name	AMERICAN BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 405 Wilson St was $3,496 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Marcus City
Unified School District	Marcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,496.00	$271,890 (-) Land $25,890 Building $246,000	$271,890 (-) Land $25,890 Building $246,000
2025		$271,890 Land $25,890 Building $246,000	$271,890 Land $25,890 Building $246,000
2024	$3,326.00
2023		$246,330 (+20.03%) Land $25,890 Building $220,440	$246,330 Land $25,890 Building $220,440
2022	$3,206.00 Homeowner's exemption	$205,220 Land $25,890 Building $179,330
2021			$205,220 Land $25,890 Building $179,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Wilson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Wilson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARCUS WATER SUPPLY serves 1,079 people · EPA ID IA1838032
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20