405 Williams St, Springfield, IL 62704 Property Records

Sangamon County property record for 405 Williams St, Springfield, IL 62704

Property Summary

Property TypeCommercial
Lot Size1.56 acres (68,292 sqft)
OwnerCompany Name on Record
Last Sale$4,371,000 (Dec 2009)
Tax Bill$126,831 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN14-33.0-408-029

Property Details

APN / Parcel Number

Primary APN14-33.0-408-029
Alternative APN
  • 14330408029 (CHECK DIGIT = 4)

Interior

Units115 Units

Exterior

Lot Area68,292 sqft (1.56 acres)

Location & Zoning

Account Number14330408029
Street Address405 WILLIAMS ST
CitySPRINGFIELD
StateIL
Zip62704-2934
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionE 21' OF N 120' LOT 9 E11/3' OF S 147' LOT 10 N 120' LOT 10 ALL LOTS 11 & 12 ALL IN BLK 4 OF MRS ULRICHS ADDN
Legal SubdivisionOF MRS ULRICHS ADD
Legal Block4
Legal Lot Number9-12
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group1
Census Block1009
Census Tract1900

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address420 THATCHER AVE, RIVER FOREST, IL 60305-1623
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2009 · Amount on Record
Deed SaleDec 2, 2009 · Amount on Record
Prior SaleMay 1, 2003
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address405 WILLIAMS ST, SPRINGFIELD, IL 62704-2934
Transaction TypeMortgage
Record UpdatedJan 24, 2024
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024R00451
DateJan 9, 2024
Instrument2024R00451
Lender
NameMERCHANTS CAPITAL CORP
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term420 Months
DueFeb 1, 2059

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$126,831.00 (+12.35%)$1,566,523 (+24.35%) Land $183,402 Building $1,383,121$4,699,569 (+24.35%) Land $550,206 Building $4,149,363
2022$112,888.00$1,259,795 Land $148,206 Building $1,111,589$3,779,385 Land $444,618 Building $3,334,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber, T-Mobile.

Nearby Properties on Williams St

Nearby Streets

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