Cleveland County property record for 405 Williams Dr, Moore, OK 73160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1980 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Oct 2023) |
| Tax Bill | $3,154 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MC2 CRTM5 1 8001 |
| Primary APN | MC2 CRTM5 1 8001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 1,878 sqft |
| 1st Floor Area | 1,458 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| View / Lot | Business Cluster |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 7832 |
|---|---|
| Street Address | 405 WILLIAMS DR |
| City | MOORE |
| State | OK |
| Zip | 73160-6034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CROSS TIMBERS 5 LOT 8 BLK 1 |
| Legal Range | 03W |
| Legal Township | 10 |
| Legal Section | 23 |
| Legal Subdivision | CROSS TIMBERS 5 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORTH CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 202104 |
Source: Cleveland County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 WILLIAMS DR, MOORE, OK 73160-6034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA |
| Oct 2, 2023 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING |
| May 27, 2020 | Warranty Deed, Transfer · FHA Mortgage FINANCIAL CONCEPTS MTG LLC |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK |
| Oct 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on Record |
| Deed Sale | Oct 2, 2023 · Amount on Record |
| Prior Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 202327065 |
| Deed Book / Page | 6594 / 347 |
| Prior Transfer Date | May 1, 2012 |
| Prior Transfer Doc | R201215887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 405 WILLIAMS DR, MOORE, OK 73160-6034 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | R202330240 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 6604/660 |
| Instrument | R 2023 30240 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Oct 2, 2023 |
| Property Address | 405 WILLIAMS DR, MOORE, OK 73160-6034 |
| Document Number | R202327065 |
| Book / Page | 6594 / 347 |
| Instrument Date | Sep 26, 2023 |
| Instrument | R 2023 27065 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 WILLIAMS DR, MOORE, OK 73160-6034 |
| Document Number | R202327066 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | R 2023 27066 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Number | R202327067 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 6594/360 |
| Instrument | R 2023 27067 |
| Name | OKLAHOMA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 27, 2020 |
| Property Address | 405 WILLIAMS DR, MOORE, OK 73160-6034 |
| Document Number | 0000016143 |
| Book / Page | 006061 / 000177 |
| Instrument Date | May 20, 2020 |
| Instrument | 16143 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 WILLIAMS DR MOORE OK 731606034, MOORE, OK 73160-6034 |
| Document Number | 16144 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 006061/000178 |
| Instrument | 16144 |
| Name | FINANCIAL CONCEPTS MTG LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | EDMOND, OK 73013 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 405 WILLIAMS DR, MOORE, OK 73160-6034 |
| Document Number | 0000006091 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 WILLIAMS DR MOORE OK 731606034, MOORE, OK 73160-6034 |
| Document Number | 0000006091 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 005896/000355 |
| Instrument | 6091 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | CHICKASHA, OK 73018 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 3, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 405 WILLIAMS DR, MOORE, OK 73160-6034 |
| Document Number | 0000035993 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 WILLIAMS DR MOORE OK 731606034, MOORE, OK 73160-6034 |
| Document Number | 0000035993 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 005863/001456 |
| Instrument | 35993 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | CHICKASHA, OK 73018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 8, 2033 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Moore City |
| Unified School District | Moore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,154.00 (+41.56%) | $25,751 (+33.56%) Land $4,907 Building $20,844 | $214,596 (+18.82%) Land $40,896 Building $173,700 |
| 2023 | $2,228.00 (+1.64%) Homeowner's exemption | $19,281 (+3%) Land $3,867 Building $15,414 | $180,599 (+6.79%) Land $36,225 Building $144,374 |
| 2022 | $2,192.00 Homeowner's exemption | $18,719 Land $3,786 Building $14,933 | $169,120 Land $34,213 Building $134,907 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE PUBLIC WORKS AUTHORITY serves 55,083 people · EPA ID OK2001412 |
|---|---|
| Water Source | Purchased surface water from OKLAHOMA CITY |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Arsenic not recorded as resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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