Rowan County property record for 405 Williams Br, Morehead, KY 40351
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,456 sqft · built 1987 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,500 (May 2016) |
| Tax Bill | $61 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 144-00 00 075.00 |
| Primary APN | 144-00 00 075.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Mobile Home |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Account Number | 10495 |
|---|---|
| Street Address | 405 WILLIAMS BR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8514 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DW GARAGE BARN & 10A+- ELLIOTTVILLE E-173-13 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 950400 |
Source: Rowan County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 WILLIAMS BR, MOREHEAD, KY 40351-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2016 · Amount on Record |
| Deed Sale | May 17, 2016 · Amount on Record |
| Deed Document Number | 2016397939 |
| Deed Book / Page | 259 / 794 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 27, 2026 |
| Property Address | 405 WILLIAMS BR, MOREHEAD, KY 40351-8514 |
| Document Number | 0002046268 |
| Book / Page | 493 / 185 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20262046268 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 405 WILLIAMS BR, MOREHEAD, KY 40351-8514 |
| Document Number | 0002046268, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 493/185 |
| Instrument | 20262046268 |
| Name | STOCK YARDS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61.00 (-29.07%) Homeowner's exemption | $56,500 (-) Land $42,000 Building $14,500 | $86,150 (+8.16%) Land $41,500 Building $44,650 |
| 2023 | $86.00 Homeowner's exemption | $56,500 Land $42,000 Building $14,500 | $79,650 Land $35,000 Building $44,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures