405 William St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 405 William St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1932
Lot Size	0.192 acres (8,372 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Dec 2025)
Tax Bill	$6,039 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`STON M:22 B:000 L:16`

Property Details

APN / Parcel Number

Primary APN	`STON M:22 B:000 L:16`
Alternative APN	`5118`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	2,586 sqft
Basement Area	851 sqft
Unfinished Basement	851 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,372 sqft (0.192 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	5118
Street Address	405 WILLIAM ST
City	STONEHAM
State	MA
Zip	02180-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	16
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	3
Census Block	3018
Census Tract	337202

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 WILLIAM ST, STONEHAM, MA 02180-2333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Fiduciary Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Deed Document Number	2025156871
Deed Book / Page	85036 / 208
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	75066-473
Record Updated	Oct 29, 2026

December 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	STONEHAM MA
Recording Date	Dec 19, 2025
Property Address	405 WILLIAM ST, STONEHAM, MA 02180-2333
Document Number	085036-208
Book / Page	85036 / 208
Instrument Date	Dec 19, 2025
Instrument	156871
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000156872
Date	Dec 19, 2025
Instrument	156872

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Jul 8, 2020
Property Address	405 WILLIAM ST, STONEHAM, MA 02180-2333
Document Number	75066-473
Book / Page	075066 / 000473
Instrument Date	Jun 9, 2020
Instrument	109099
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 WILLIAM ST STONEHAM MA 021802333, STONEHAM, MA 02180-2333

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,039.00 (-3.27%)	$600,300 (-1.64%) Land $383,700 Building $216,600	$594,605 (-)
2025	$6,243.00 (+5.07%)	$610,300 (+8.77%) Land $364,500 Building $245,800	$594,605 (-5.27%)
2024	$5,942.00 (+3.47%)	$561,100 (+8.45%) Land $335,700 Building $225,400	$627,665
2023	$5,743.00	$517,400 Land $307,000 Building $210,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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