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405 Wild Olive, Harlingen, TX 78552 Property Records

Cameron County property record for 405 Wild Olive, Harlingen, TX 78552

Property Summary

Property TypeSingle Family Home
Details2,562 sqft · built 2005
Lot Size0.458 acres (19,946 sqft)
OwnerIndividual Name on Record
Last Sale$212,500 (Aug 2008)
Tax Bill$3,463 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN985201-0020-016000

Property Details

APN / Parcel Number

Primary APN985201-0020-016000
Alternative APN
  • 210503

Interior

Stories1 Story
Building Area2,562 sqft Living Area
Gross Area3,664 sqft
1st Floor Area2,562 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,946 sqft (0.458 acres)
Garage TypeAttached
Garage Area506 sqft
DrivewayConcrete Driveway
Driveway Area1,656 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area279 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address405 WILD OLIVE
CityHARLINGEN
StateTX
Zip78552-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDWOOD SUBDIVISION UNIT 1 LOT 16 BLK 2 (CAB 1 SLOT 1588-B CCMR)
Legal SubdivisionWILDWOOD SUBDIVISION UNIT 1 (CAB 1 SLOT
Legal Block2
Legal Lot Number16
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group2
Census Block2035
Census Tract10405

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 WILD OLIVE, HARLINGEN, TX 78552-2023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2008 · Amount on Record
Deed SaleAug 6, 2008 · Amount on Record
Prior SaleApr 11, 2005 · Amount on Record
Deed Document Number200836018
Deed Book / Page15305 / 226
Prior Transfer DateAug 4, 2008
Prior Transfer Doc015305/226
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address405 WILD OLIVE, HARLINGEN, TX 78552-2023
Transaction TypeMortgage
Record UpdatedOct 10, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202025594
DateJul 28, 2020
Instrument2020-25594
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 13, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalityHarlingen City
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,925 (+7.89%) Land $116,983 Building $233,942$350,925 (-) Land $116,983 Building $233,942
2025$3,463.00 (-33.39%) Homeowner's exemption Senior Citizen's exemption$325,258 (-8.09%) Land $116,983 Building $233,942$350,925 (-0.84%) Land $116,983 Building $233,942
2023$5,199.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$353,891 Land $77,141 Building $276,750$353,891 Land $77,141 Building $276,750
2022$5,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Nearby Flood Policies88 in force
Nearby Flood Claims25 (2019–2025)
Claims Outside the SFHA25 of 25
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARLINGEN WATER WORKS SYSTEM
serves 85,900 people · EPA ID TX0310002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
VTX Communications
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
RGV Communications
Fixed Wireless		100 / 100

May also be available: AT&T, Metronet.

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