Ionia County property record for 405 Whites Bridge Rd, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,688 sqft · built 1981 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,713 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-070-018-000-030-02 |
| Primary APN | 34-070-018-000-030-02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,688 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Basement Area | 1,257 sqft |
| Unfinished Basement | 1,257 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 405 WHITES BRIDGE RD |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-9787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 10A OF N 20.1A OF E 1/2 OF SE 1/4 SEC 18-7-8 KEENE TWP, IONIA COUNTY, MICHIGAN |
| Legal Range | 08 |
| Legal Township | 07 |
| Legal Section | 18 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | KEENE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 30402 |
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 WHITES BRIDGE RD, BELDING, MI 48809-9787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 405 WHITES BRIDGE RD, BELDING, MI 48809-9787 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000649/0000001222 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 0000000649/0000001222 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jan 1, 2028 |
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| County Subdivision | Keene Township |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,700 (+11.91%) Land $50,500 Building $187,200 | $475,400 (+11.91%) Land $101,000 Building $374,400 | |
| 2025 | $3,713.00 Homeowner's exemption | $212,400 (+27.41%) Land $46,200 Building $166,200 | $424,800 (+27.41%) Land $92,400 Building $332,400 |
| 2023 | $166,700 Land $34,700 Building $132,000 | $333,400 Land $69,400 Building $264,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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