San Diego County property record for 405 Whispering Willow Dr, Unit C, Santee, CA 92071 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,203 sqft · built 1996 |
| Lot Size | 6.16 acres (268,537 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (May 2025) |
| Tax Bill | $8,165 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 381-681-13-27 |
| Primary APN | 381-681-13-27 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,203 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Lot Area | 268,537 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 405 WHISPERING WILLOW DR, C |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-6927 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 96 US 27PER DOC95-486497&UND INT IN TR 013101 |
| Legal Subdivision | 89-06 SANTEE |
| Legal Tract | 013101 |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16614 |
Source: San Diego County records · APN 381-681-13-27
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 WHISPERING WILLOW DR, C, SANTEE, CA 92071-6927 |
| Owner Type | Individual |
| Vesting | Widow or Widower |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 21, 2022 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jan 07, 2021 | Deed of Trust, Mortgage · Line of Credit USE CREDIT UNION |
| Jun 10, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CALI-LAND INC |
| Jul 09, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | Sep 21, 2022 · Amount on Record |
| Deed Document Number | 2025127589 |
| Prior Transfer Date | Mar 07, 2012 |
| Prior Transfer Doc | 0000140320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 405 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6927 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 WHISPERING WILLOW DR C, C, SANTEE, CA 92071-6927 |
| Document Number | 0000077995 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-0077995 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2022 |
| Property Address | 405 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6927 |
| Document Number | 0000371070 |
| Map Reference | MAP 13101 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-0371070 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 405 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6927 |
| Document Number | 0000371071 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 2022-0371071 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 405 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6927 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000010002 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 2021-0010002 |
| Name | USE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 06, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 10, 2020 |
| Property Address | 405 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6927 |
| Document Number | 0000298807 |
| Map Reference | MAP 1311 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 2020-0298807 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6927 |
| Document Number | 0000298808 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 2020-0298808 |
| Name | CALI-LAND INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 09, 2021 |
| Property Address | 405 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6927 |
| Document Number | 0000493202 |
| Map Reference | MAP 13101 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 2021-0493202 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6927 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $693,599 (+4.17%) Land $160,039 Building $533,560 | |
| 2025 | $8,165.00 (+1.1%) | $665,854 (+4.04%) Land $153,637 Building $512,217 |
| 2024 | $8,076.00 (+3.05%) | |
| 2023 | $7,837.00 (+99.67%) Homeowner's exemption | $640,000 Land $147,672 Building $492,328 |
| 2022 | $3,925.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730166141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force 9 of 10 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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