405 Whispering Willow Dr, Midlothian, TX 76065 Property Records

Ellis County property record for 405 Whispering Willow Dr, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$228,200 (May 2018)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R263726`

Property Details

APN / Parcel Number

Primary APN	`R263726`
Alternative APNs	`54850000401000108` `263726`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,619 sqft
1st Floor Area	2,010 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	269 sqft
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 WHISPERING WILLOW DR
City	MIDLOTHIAN
State	TX
Zip	76065-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 4 THE GROVE PH 1 0.19 AC
Legal Subdivision	THE GROVE PH 1
Legal Block	4
Legal Lot Number	10
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1010
Census Tract	60702

Owner

405 Whispering Willow Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage AMERISAVE MTG
May 21, 2018	Grant Deed, Subdivision Related Transfer MORTGAGE FIN'L SVCS
Jun 20, 2017	Deed of Trust, Mortgage AFFILIATED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Jun 26, 2017 · Amount on File
Deed Document Number	201814363
Prior Transfer Date	May 17, 2018
Prior Transfer Doc	0000014363
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	405 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2264
Document Number	0000028813
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	405 WHISPERING WILLOW DR MIDLOTHIAN TX 760652264, MIDLOTHIAN, TX 76065-2264

Mortgage

Document Number	0000028813
Date	Aug 18, 2020
Instrument	28813

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount on Record
Term	300 Months
Due	Aug 17, 2045

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	May 21, 2018
Property Address	405 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2264
Document Number	0000014363
Instrument Date	May 17, 2018
Instrument	14363
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 18, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	405 WHISPERING WILLOW DR MIDLOTHIAN TX 760652264, MIDLOTHIAN, TX 76065-2264

Mortgage

Document Number	14364
Date	May 21, 2018
Instrument	14364

Lender

Name	MORTGAGE FIN'L SVCS
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	405 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2264
Document Number	0000017761
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	509 FERRIS AVE WAXAHACHIE TX 751653343, WAXAHACHIE, TX 75165-3343
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017761
Date	Jun 26, 2017
Instrument	17761

Lender

Name	AFFILIATED BK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 405 Whispering Willow Dr was $3,899 with exemptions applied, down 20.8% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,000 (-2.81%) Land $100,000 Building $296,000	$396,000 (-2.81%) Land $100,000 Building $296,000
2025	$3,899.00 (-20.75%) Homeowner's exemption Senior Citizen's exemption	$407,441 Land $100,000 Building $307,441	$407,441 Land $100,000 Building $307,441
2024	$4,920.00 (-13.61%)
2023	$5,695.00 Homeowner's exemption	$440,356 Land $87,500 Building $352,856	$440,356 Land $87,500 Building $352,856
2018	$4,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Whispering Willow Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Whispering Willow Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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