405 Whatcom St, Union Gap (Yakima), WA 98903 Property Records

Yakima County property record for 405 Whatcom St, Union Gap, WA 98903

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1950
Lot Size	0.182 acres (7,924 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Oct 2005)
Tax Bill	$1,997 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181336-41013`

Property Details

APN / Parcel Number

Primary APN	`181336-41013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,264 sqft
1st Floor Area	1,104 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,924 sqft (0.182 acres)
View / Lot	Road
Garage Type	Carport
Garage Area	225 sqft
Carport	Carport
Carport Area	225 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	48 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 WHATCOM ST
City	YAKIMA
State	WA
Zip	98903-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S 113 FT OF E 76.5 FT OF W 243.875 FT OF BLK. 33
Legal Tract	33
Legal Block	33
Jurisdiction	YAKIMA WA
Township / Civil Division	YAKIMA
Census Block Group	1
Census Block	1000
Census Tract	1300

Owner

Source: Yakima County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	405 WHATCOM ST, YAKIMA, WA 98903-1445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2005 · Amount on Record
Deed Sale	Oct 26, 2005 · Amount on Record
Deed Document Number	20057479236
Prior Transfer Date	Feb 23, 2004
Prior Transfer Doc	0007386743
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	405 WHATCOM ST, UNION GAP, WA 98903-1445
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0008135972
Date	Feb 24, 2022
Instrument	8135972

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAKIMA WA
Property Address	405 WHATCOM ST, UNION GAP, WA 98903-1445
Document Number	0007952096
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 WHATCOM ST YAKIMA WA 989031445, YAKIMA, WA 98903-1445

Mortgage

Document Number	0007952096
Date	Jul 21, 2017
Instrument	7952096

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: Yakima County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Yakima County
Municipality	Union Gap City
Unified School District	Yakima School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,997.00	$230,300 Land $91,000 Building $139,300	$230,300 Land $91,000 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GAP WATER serves 6,433 people · EPA ID WA5390250
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Gigabeam Internet Fixed Wireless	500 / 500
PocketiNet Fixed Wireless	200 / 50
Advanced High Speed Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Ziply Fiber.

Nearby Properties on Whatcom St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures