Alamance County property record for 405 Westgate Dr, Elon, NC 27244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,316 sqft · built 1946 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,500 (Apr 2003) |
| Tax Bill | $971 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8845703711 |
| Primary APN | 8845703711 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,159 sqft (0.348 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 6427 |
|---|---|
| Street Address | 405 WESTGATE DR |
| City | ELON |
| State | NC |
| Zip | 27244-9270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA 15 |
| Legal Description | HBL 405 WESTGATE DR 3-29-11 |
| Legal Subdivision | T R HUMPHREY |
| Jurisdiction | ALAMANCE NC |
| Township / Civil Division | 3, BOONE STATION |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 21702 |
Source: Alamance County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 WESTGATE DR, ELON, NC 27244-9270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 6, 2020 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Apr 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2003 · Amount on Record |
| Deed Sale | Apr 4, 2003 · Amount on Record |
| Deed Book / Page | 1843 / 785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMANCE NC |
| Property Address | 405 WESTGATE DR, ELON, NC 27244-9270 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 405 WESTGATE DR, ELON, NC 27244-9270 |
| Document Number | 0043010353 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 4301/353 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMANCE NC |
| Property Address | 405 WESTGATE DR, ELON, NC 27244-9270 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0045890696 |
|---|---|
| Date | May 24, 2024 |
| Book Page | 4589/696 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALAMANCE NC |
| Property Address | 405 WESTGATE DR, ELON, NC 27244-9270 |
| Document Number | 0040050476 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | SOURCE TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 WESTGATE DR ELON NC 272449270, ELON, NC 27244-9270 |
| Document Number | 0040050476 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 004005/000476 |
| Instrument | 9554 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMANCE NC |
| Property Address | 405 WESTGATE DR, ELON, NC 27244-9270 |
| Document Number | 0037620082 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 WESTGATE DR ELON NC 272449270, ELON, NC 27244-9270 |
| Document Number | 0037620082 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 003762/000082 |
| Instrument | 6040 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2048 |
Source: Alamance County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alamance County |
| Municipality | Elon Town |
| Unified School District | Alamance-Burlington Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $971.00 (+14.37%) | $196,610 (-) Land $40,000 Building $156,610 | $196,610 (-) Land $40,000 Building $156,610 |
| 2023 | $849.00 | $196,610 Land $40,000 Building $156,610 | $196,610 Land $40,000 Building $156,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1996–2018) |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELON serves 11,350 people · EPA ID NC0201025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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