Curry County property record for 405 West St, Clovis, NM 88101
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $226 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29934 |
| Primary APN | 29934 |
|---|---|
| Alternative APNs |
|
| Account Number | 30919 |
|---|---|
| Street Address | 405 WEST ST |
| City | CLOVIS |
| State | NM |
| Zip | 88101-7172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WAVERLY HEIGHTS BLOCK 24 LOT 8 |
| Legal Subdivision | WAVERLY HEIGHTS |
| Legal Block | 24 |
| Legal Lot Number | 8 |
| Jurisdiction | CURRY NM |
| Township / Civil Division | CLOVIS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 100 |
405 West St is owned and occupied by an individual.
Source: Curry County records, as of March 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 WEST ST, CLOVIS, NM 88101-7172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0011751175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRY NM |
| Property Address | 405 WEST ST, CLOVIS, NM 88101-7172 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | CURRY COUNTY ABSTRACT AND TITLE, CURRY COUNTY ABSTRACT & TITL |
| Name | Verified Name |
|---|---|
| Address | 3005 GIDDING ST, CLOVIS, NM 88101-3672 |
| Document Number | 02025/1012 |
|---|---|
| Date | Mar 6, 2025 |
| Book Page | 2025/1012 |
| Instrument | 2025001012 |
| Name | AMERICAN HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | CLOVIS, NM 88101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 5, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 405 West St was $226, up 3.7% from the year before.
Source: Curry County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Curry County |
| Municipality | Clovis City |
| Unified School District | Clovis Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $226.00 (+3.67%) | $8,968 (+2.99%) Land $1,162 Building $7,806 | $26,904 (+2.99%) Land $3,486 Building $23,418 |
| 2024 | $218.00 | $8,708 (+2.98%) Land $1,129 Building $7,579 | $26,124 (+2.98%) Land $3,387 Building $22,737 |
| 2023 | $8,456 (+2.98%) Land $1,097 Building $7,359 | $25,368 (+2.98%) Land $3,291 Building $22,077 | |
| 2022 | $8,211 Land $1,066 Building $7,145 | $24,633 Land $3,198 Building $21,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 West St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Sep 1995 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 West St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 80% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPCOR WATER NEW MEXICO INC CLOVIS private · serves 41,066 people · EPA ID NM3527305 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Plateau Telecommunications Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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