405 West St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 405 West St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 2000
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$303,100 (Nov 2018)
Tax Bill	$6,075 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:4 L:17-3`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:4 L:17-3`
Alternative APN	`M:4 L:17=3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	2,844 sqft
1st Floor Area	1,364 sqft
Basement Area	844 sqft
Unfinished Basement	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	405 WEST ST
City	BIDDEFORD
State	ME
Zip	04005-9298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Subdivision	PETER MOURMOURAS
Legal Lot Number	17-3
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2002
Census Tract	25300

Owner

405 West St is owned and occupied by two individuals who bought it in November 2018.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 WEST ST, BIDDEFORD, ME 04005-9298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit LIGHTHOUSE FUNDING CORP
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INLAND MORTGAGE CORP
Nov 9, 2018	Warranty Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Deed Document Number	20182018047580
Deed Book / Page	17841 / 0194
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	405 WEST ST, BIDDEFORD, ME 04005-9298
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197080896
Date	Jul 31, 2025
Book Page	19708/896
Instrument	2025025174

Lender

Name	LIGHTHOUSE FUNDING CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	405 WEST ST, BIDDEFORD, ME 04005-9298
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186760930
Date	May 25, 2021
Book Page	18676/930
Instrument	2021029974

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Nov 9, 2018
Property Address	405 WEST ST, BIDDEFORD, ME 04005-9298
Document Number	0178410194
Book / Page	017841 / 000194
Instrument Date	Nov 9, 2018
Instrument	47580
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATLANTIC COAST TITLE CORPORATION, ATLANTIC COAST TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	714 ALFRED RD ARUNDEL ME 040468759, ARUNDEL, ME 04046-8759

Mortgage

Document Number	178410196
Date	Nov 9, 2018
Book Page	017841/000196
Instrument	47581

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 405 West St was $6,075, up 6.2% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,075.00 (+6.22%)	$406,600 (+1.09%) Land $176,800 Building $229,800
2024	$5,719.00 (+9.25%)	$402,200 (+0.8%) Land $176,800 Building $225,400
2023	$5,235.00 (+2.49%)	$399,000 (+28.17%) Land $173,600 Building $225,400	$402,515
2022	$5,108.00	$311,300 Land $105,900 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on West St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures