405 West Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 405 West Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,256 sqft · built 1921
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$259,984 (Jun 2025)
Tax Bill	$1,720 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000B013100`

Property Details

APN / Parcel Number

Primary APN	`000B013100`
Alternative APNs	`03-0821-16-2-11-07-0000` `R0336717` `B013100` `B01310`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	1,288 sqft
1st Floor Area	968 sqft
Basement Area	320 sqft
Finished Basement	288 sqft
Unfinished Basement	32 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 WEST AVE
City	LAUREL
State	MT
Zip	59044-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLMF
Legal Description	YELLOWSTONE SUBD (LAUREL), S16, T02 S, R24 E, BLOCK 16, LOT 18A
Legal Range	24E
Legal Township	02S
Legal Section	16
Legal Subdivision	YELLOWSTONE SUBD (LAUREL)
Legal Block	16
Legal Lot Number	18A
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	4
Census Block	4033
Census Tract	1901

Owner

Source: Yellowstone County records · APN 000B013100

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 WEST AVE, LAUREL, MT 59044-3430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Dec 31, 2015 · Amount on Record
Deed Document Number	20254106152
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	405 WEST AVE, LAUREL, MT 59044-3430
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003998376
Date	Nov 22, 2021
Instrument	3998376

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,500 (+9.52%) Land $49,841 Building $144,659	$194,500 (+9.52%) Land $49,841 Building $144,659
2024	$1,720.00 (+21.64%)
2023	$1,414.00	$177,600	$177,600 Land $32,257 Building $145,343

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: BHT Investment Holdings, Verizon.

Based on FCC filings for 119 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.