New Hanover County property record for 405 Wayne Dr, Wilmington, NC 28403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,800 sqft · built 1951 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Mar 2025) |
| Tax Bill | $2,235 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05505-002-004-000 |
| Primary APN | R05505-002-004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 756 sqft |
| Finished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 150 ft deep x 74 ft wide |
| Terrain | Low |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 405 WAYNE DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28403-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 119 BEAUMONT |
| Legal Subdivision | BEAUMONT |
| Legal Block | 2 |
| Legal Lot Number | 119 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10400 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 WAYNE DR, WILMINGTON, NC 28403-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Oct 10, 2018 | Warranty Deed, Transfer · FHA Mortgage ON Q FIN'L |
| Jul 13, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on Record |
| Deed Sale | Mar 25, 2025 · Amount on Record |
| Prior Sale | Oct 10, 2018 · Amount on Record |
| Deed Document Number | 20256887 |
| Deed Book / Page | 6763 / 1938 |
| Prior Transfer Date | Aug 4, 2009 |
| Prior Transfer Doc | 00543002968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 405 WAYNE DR, WILMINGTON, NC 28403-1241 |
| Document Number | 0061802719 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 WAYNE DR WILMINGTON NC 284031241, WILMINGTON, NC 28403-1241 |
| Document Number | 0061802719 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 006180/002719 |
| Instrument | 35296 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | FORT WORTH, TX 76155-2243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Oct 10, 2018 |
| Property Address | 405 WAYNE DR, WILMINGTON, NC 28403-1241 |
| Document Number | 0061720500 |
| Book / Page | 006172 / 000500 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 30773 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 WAYNE DR WILMINGTON NC 284031241, WILMINGTON, NC 28403-1241 |
| Document Number | 61720504 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 006172/000504 |
| Instrument | 30774 |
| Name | ON Q FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 405 WAYNE DR, WILMINGTON, NC 28403-1241 |
| Document Number | 0060780791 |
| Book / Page | 006078 / 000791 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Name | Verified Name |
|---|---|
| Address | 405 WAYNE DR WILMINGTON NC 284031241, WILMINGTON, NC 28403-1241 |
| Document Number | 0060780791 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 006078/000791 |
| Instrument | 24849 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,800 (-) Land $115,500 Building $264,300 | $379,800 (-) Land $115,500 Building $264,300 | |
| 2025 | $2,235.00 (-8.18%) | $379,800 (+35.74%) Land $115,500 Building $264,300 | $379,800 (+35.74%) Land $115,500 Building $264,300 |
| 2024 | $2,434.00 (+2.96%) | ||
| 2023 | $2,364.00 (-0.59%) | $279,800 Land $76,700 Building $203,100 | $279,800 Land $76,700 Building $203,100 |
| 2022 | $2,378.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 28 (1983–2018) |
| Claims Outside the SFHA | 9 of 28 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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